Personal Finance Advice

One of the things that gets people into trouble financially (and in a lot of other areas, too) is failing to actually think about what they’re doing. We’re all guilty of putting our lives on autopilot. We buy the brands we always have because they’re what we know. We shop in the same stores we [...]

I wrote a few weeks ago about how many people are upset about the end of the Social Security tax holiday. Now that tax rates have returned to 6.2%, many people are struggling to readjust their budgets because they’d come to count on that money, rather than viewing it as a temporary windfall. There’s another [...]

I am a firm believer, from my own experience, that after committing to spend less than you earn, the most important thing that you can do for your finances is to truly understand what is important to you and what makes you happy. I know that at first glance this doesn’t seem like it has [...]