Tag Archives: loans

Death by Debt: 25 Ways You’re Killing Your Credit

By Jason Bushey Few sectors of personal finance are as misunderstood as credit. We’ve all been passed on some semblance of how credit score works by our parents, but often those before us are as confused about their scores as … Continue reading

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Using Credit as an Emergency Fund is a Bad Idea

Not too long ago my neighbor needed a new water heater. After it was installed, we went on one of our daily walks and she moaned about the expense and hassle. “Well,” I said, “at least you covered it out … Continue reading

Posted in Budgeting, Credit Cards, Personal Finance | Tagged , , , , , , , | 7 Comments

What It Really Means to Cosign a Loan

A news story caught my eye last week. This sad story made me realize that many people have no idea what they’re getting into when they agree to cosign on a loan for someone else. In this case, a mother … Continue reading

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10 Ways To Save Money When Borrowing Money

It’s never a fun situation to be in. You need money to make ends meet and as a result, you’re going to have to borrow some. When a situation like this arises, people usually focus on how to get the … Continue reading

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How To Afford Expensive Things

On another finance site that I frequent, a poster asked for tips on how to afford an expensive car without incurring super-huge payments. She wanted to know if there were any “out of the box” ways to magically afford such … Continue reading

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A Life Without Debt

A lot of people are realizing that a life without debt is both liberating and safe. It’s something that more and more people are striving for. The problem is, many people who would like to live a life without debt … Continue reading

Posted in Budgeting, Debt, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 20 Comments