Site Archives living within your means
The other day I heard someone make the argument that most financial advice was of no use to them because it assumes that you have some extra money, you just need to “find it.” “I literally have no extra money,” this person said. “Every dime I have goes to the mortgage, food, or the utilities. [...]
We all know (or should) that living above your means for the long term is a recipe for financial disaster. Living above your means is spending more than you earn on a consistent basis. When you do it occasionally, as in the case of an emergency or a planned splurge, it’s not detrimental. However, it [...]
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