Personal Finance Advice

By David Cummings It’s funny how it’s the little things that seem to make clear what you have known all along, but refused to acknowledge. On March 20, 2011 I bent down to tie a shoe lace that had come loose — and couldn’t. I literally stood there stunned. No matter how hard I tried, [...]

An acquaintance came to me the other day and told me a sad story. She has been unemployed since December and unable to find work. Her husband also lost his job around the same time and although he has since found another, they went four months with no income and his new job pays considerably [...]