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One of my friends became debt free about year ago. We were at lunch talking about how good it feels to be debt free, especially in the middle of a recession, when she uttered this gem: “It’s so great. I can pay all my bills and still have lots left over for fun stuff.” I [...]
Some would say that we live a life of deprivation. We don’t indulge ourselves very often and we rarely buy things without giving them careful consideration. This is a deliberate choice on our part, born not from a lack of money, but from a desire to retain our ability to appreciate everything. When you are [...]
A couple of weeks ago I wrote about our decision to remain child-free and how that decision (while not based on money) has made it easier for us to remain out of debt. Several respondents wondered who would take care of me in my old age if I didn’t have kids. Wasn’t I giving up [...]
I was accused the other day on another financial site that I frequent of caring only about money. I was responding to a poster who was asking about the benefits of being debt free, because the person couldn’t see that so much could be gained by not owing anyone anything. So I listed some of [...]
I’ve mentioned before that I really like saving money. To me it’s like a game to find new ways to reduce my spending. Constantly finding new ways to lower spending keeps me on my toes and protects me from slipping into careless patterns that could lead to debt. It also frees up more cash that [...]
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