Personal Finance Advice

Financial experts often talk about the necessity of having an emergency fund. An emergency fund can help cover any expenses that arise when unexpected problems or emergencies crop up in your life. Unfortunately, the unexpected does happen, and it’s important to have made preparations when this happens. Here are a few reasons that it’s worthwhile [...]

An acquaintance came to me the other day and told me a sad story. She has been unemployed since December and unable to find work. Her husband also lost his job around the same time and although he has since found another, they went four months with no income and his new job pays considerably [...]