Personal Finance Advice

By C Craig It’s that time of year, when we set down promises to make this — and the coming years — the best yet. “I’ll lose that 10 pounds!” we promise ourselves, “Give up late night snacking, get to the gym, and get organized.” Most of us share a common aspect of New Year’s [...]

Dan Ariely, a professor of Behavioral Economics at Duke University, says that studies show that when people pay off loans, they pay off the small loans first rather than the loans with the highest interest rate. Studies also show that even when people have debt, they keep a lot of cash. Both of these in [...]