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	<title>Personal Finance Advice &#187; Investing</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>The Demise of the Savings Account is Greatly Exaggerated</title>
		<link>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/</link>
		<comments>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 17:15:29 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[interest rate yields]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[investing fees]]></category>
		<category><![CDATA[savings account demise]]></category>
		<category><![CDATA[savings accounts]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7747</guid>
		<description><![CDATA[The savings account is about as in style as 90&#8242;s rock sensation Pearl Jam (Don&#8217;t feel bad if you&#8217;ve never heard of them) but much like some of those same 90s fads, the savings account is making a reemergence. Everybody is happy when interest rates fall and they can refinance their homes, but they forget [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>Missing the Biggest Sale of All</title>
		<link>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/</link>
		<comments>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 09:46:23 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[after Christmas sales]]></category>
		<category><![CDATA[buying stocks]]></category>
		<category><![CDATA[down stock market]]></category>
		<category><![CDATA[investing in stocks]]></category>
		<category><![CDATA[market bottom]]></category>
		<category><![CDATA[stock portfolio]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6902</guid>
		<description><![CDATA[In the wake of the post-Christmas sale frenzy, I found myself wondering, &#8220;Why is it that people will beat each other senseless to save 75% on wrapping paper and cards, but they won&#8217;t take advantage of the biggest sale of all: A down stock market?&#8221; Back when the market was tanking in 2008 and 2009, [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/01/17/missing-the-biggest-sale-of-all/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>Dave Ramsey Financial Peace University Review: Week 9</title>
		<link>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/</link>
		<comments>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 07:01:22 +0000</pubDate>
		<dc:creator>Maggie Ellis</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[basics of investing]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey review]]></category>
		<category><![CDATA[Financial Peace University]]></category>
		<category><![CDATA[investing rules]]></category>
		<category><![CDATA[risk versus return]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=5936</guid>
		<description><![CDATA[This week was about the basics of investing. Once you&#8217;re out of debt and have your emergency fund, it&#8217;s time to move on to creating serious wealth. You do that by investing (or winning the lottery, but Dave doesn&#8217;t advocate that method). Obviously in a one-hour lecture Dave can&#8217;t touch on all of the intricacies [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/04/15/dave-ramsey-financial-peace-university-review-week-9/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Why Literacy Is An Important Financial Building Block</title>
		<link>http://www.pfadvice.com/2009/10/30/why-literacy-is-an-important-financial-building-block/</link>
		<comments>http://www.pfadvice.com/2009/10/30/why-literacy-is-an-important-financial-building-block/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 07:01:49 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[book clubs]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[comprehend]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[functionally illiterate]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[literacy]]></category>
		<category><![CDATA[literacy skills]]></category>
		<category><![CDATA[living wage]]></category>
		<category><![CDATA[read to kids]]></category>
		<category><![CDATA[read write]]></category>
		<category><![CDATA[reading choices]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[story hours]]></category>
		<category><![CDATA[summer reading]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5274</guid>
		<description><![CDATA[&#8220;More than 20 percent of adults read at or below a fifth-grade level &#8211; far below the level needed to earn a living wage.&#8221; &#8211; National Institute for Literacy &#8220;Nearly half of America&#8217;s adults are poor readers, or &#8216;functionally illiterate.&#8217; They can&#8217;t carry out simple tasks like balancing check books, reading drug labels or writing [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/10/30/why-literacy-is-an-important-financial-building-block/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>How I Retired Early</title>
		<link>http://www.pfadvice.com/2009/08/21/how-i-retired-early/</link>
		<comments>http://www.pfadvice.com/2009/08/21/how-i-retired-early/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 07:01:42 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[early retirement]]></category>
		<category><![CDATA[financial foundation]]></category>
		<category><![CDATA[financial plan]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[long term investing]]></category>
		<category><![CDATA[paradigm shift]]></category>
		<category><![CDATA[retire]]></category>
		<category><![CDATA[retire early]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5055</guid>
		<description><![CDATA[By Retire@50 It&#8217;s the dream of many to retire early. This is how I did it: I had a paradigm shift: It was the early 80s and I was in my early 20s. I was working an entry level job and living paycheck to paycheck. It was difficult to find jobs at the time and [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/21/how-i-retired-early/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Optimism in The Stock Market</title>
		<link>http://www.pfadvice.com/2009/01/15/optimism-in-the-stock-market/</link>
		<comments>http://www.pfadvice.com/2009/01/15/optimism-in-the-stock-market/#comments</comments>
		<pubDate>Thu, 15 Jan 2009 11:35:45 +0000</pubDate>
		<dc:creator>Ann Hartter</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[buy stocks]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stock market 2009]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3833</guid>
		<description><![CDATA[Dave Kansas of the Wall Street Journal has what I like to see in a capitalist economy: optimism. Talking about the year ahead, he described the stock market as looking &#8220;to the future, rather than the past.&#8221; Isn&#8217;t that exactly what we should do with our money? We save for the future, we plan for [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/01/15/optimism-in-the-stock-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Bliss of Ignorance</title>
		<link>http://www.pfadvice.com/2008/10/20/the-bliss-of-ignorance/</link>
		<comments>http://www.pfadvice.com/2008/10/20/the-bliss-of-ignorance/#comments</comments>
		<pubDate>Mon, 20 Oct 2008 07:01:12 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[economic turmoil]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3076</guid>
		<description><![CDATA[I have a friend who is, shall we say, &#8220;crunchy&#8221; (in the best sense of the word). She and her family eschew many modern conveniences such as dishwashers, fast food, and big box stores in favor of doing things the old fashioned way. They are environmentally conscious to a fault and very outdoorsy. A few [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/10/20/the-bliss-of-ignorance/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Sitting on the Nest Egg</title>
		<link>http://www.pfadvice.com/2008/09/16/sitting-on-the-nest-egg/</link>
		<comments>http://www.pfadvice.com/2008/09/16/sitting-on-the-nest-egg/#comments</comments>
		<pubDate>Tue, 16 Sep 2008 07:01:22 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[investing philosophy]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[nest egg]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2580</guid>
		<description><![CDATA[What I Know Among today&#8217;s financial headlines is the prediction that stocks will rise today because traders are optimistic about the Freddie and Fannie takeovers. The articles I read commonly noted this optimism, but none of them explained to me why government intervention was cause for optimism. Strangely enough, another headline noted that oil was [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/09/16/sitting-on-the-nest-egg/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Passive vs Active Income: Are You Working For the Wrong Income?</title>
		<link>http://www.pfadvice.com/2008/08/31/passive-active-income/</link>
		<comments>http://www.pfadvice.com/2008/08/31/passive-active-income/#comments</comments>
		<pubDate>Sun, 31 Aug 2008 13:01:46 +0000</pubDate>
		<dc:creator>Joe Morgan</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[active income]]></category>
		<category><![CDATA[passice income]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/09/26/102272_are-you-working-for-the-wrong-income.html</guid>
		<description><![CDATA[As children, we are often taught by our parents to do well in school, go to college and get a good job to succeed financially in life? We have all heard that being active and hard work will make us healthy and wealthy. But being an active participant isn&#8217;t always good for your financial health. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/08/31/passive-active-income/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Investing Hack: Why I bought $199 in Apple Stock Instead of a New Apple 3G iPhone</title>
		<link>http://www.pfadvice.com/2008/07/16/investing-hack-iphone-3g/</link>
		<comments>http://www.pfadvice.com/2008/07/16/investing-hack-iphone-3g/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 12:37:48 +0000</pubDate>
		<dc:creator>S. Shugars</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[3G]]></category>
		<category><![CDATA[APPL]]></category>
		<category><![CDATA[Apple]]></category>
		<category><![CDATA[gadgets]]></category>
		<category><![CDATA[investing hack]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[ipod]]></category>
		<category><![CDATA[money hack]]></category>
		<category><![CDATA[Peter Lynch]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Warren Buffet]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/07/16/102148_how-to-invest-when-you-dont-know-how-to-invest.html</guid>
		<description><![CDATA[I&#8217;m a big fan of index funds because, quite frankly, I don&#8217;t know much about investing and I would rather spend my time doing other things than learning how to invest in individual companies. Warren Buffett agrees with me on this as his response to a question at the Berkshire Hathaway annual shareholder meeting: &#8220;If [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/07/16/investing-hack-iphone-3g/feed/</wfw:commentRss>
		<slash:comments>21</slash:comments>
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