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	<title>Personal Finance Advice &#187; interest rates</title>
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		<title>Barrel of Monkeys or Barrel of Money?</title>
		<link>http://www.pfadvice.com/2012/01/17/barrel-of-monkeys-or-barrel-of-money/</link>
		<comments>http://www.pfadvice.com/2012/01/17/barrel-of-monkeys-or-barrel-of-money/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 07:01:50 +0000</pubDate>
		<dc:creator>M. Beddingfield</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
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		<description><![CDATA[We all remember fondly the games we played when we were children. There is a simple game that kept me entertained when I was young. It was called Barrel of Monkeys. My Barrel of Monkeys came in a bright yellow plastic barrel with twelve monkeys inside. The monkeys&#8217; arms were sort of S curved and [...]]]></description>
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		<title>The Demise of the Savings Account is Greatly Exaggerated</title>
		<link>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/</link>
		<comments>http://www.pfadvice.com/2011/09/21/the-demise-of-the-savings-account-is-greatly-exaggerated/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 17:15:29 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[interest rate yields]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[investing fees]]></category>
		<category><![CDATA[savings account demise]]></category>
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		<description><![CDATA[The savings account is about as in style as 90&#8242;s rock sensation Pearl Jam (Don&#8217;t feel bad if you&#8217;ve never heard of them) but much like some of those same 90s fads, the savings account is making a reemergence. Everybody is happy when interest rates fall and they can refinance their homes, but they forget [...]]]></description>
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		<title>You Have Too Much Cash and It&#8217;s Costing You Money</title>
		<link>http://www.pfadvice.com/2009/11/29/you-have-too-much-cash-and-its-costing-you-money/</link>
		<comments>http://www.pfadvice.com/2009/11/29/you-have-too-much-cash-and-its-costing-you-money/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 07:01:53 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[behavioral economics]]></category>
		<category><![CDATA[cellphone apps]]></category>
		<category><![CDATA[Dan Ariely]]></category>
		<category><![CDATA[Duke University]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[iPhone apps]]></category>
		<category><![CDATA[order to pay off debt]]></category>
		<category><![CDATA[rational money decisions]]></category>
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		<description><![CDATA[Dan Ariely, a professor of Behavioral Economics at Duke University, says that studies show that when people pay off loans, they pay off the small loans first rather than the loans with the highest interest rate. Studies also show that even when people have debt, they keep a lot of cash. Both of these in [...]]]></description>
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