Tag Archives: Insurance

Money Topics They Don’t Teach in High School, but Should

One of the biggest disgraces of the school system is that it often fails to teach basics that we all need for everyday life once we graduate. A prime example of this is basic personal finance. If we could get … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Insurance, Investing, Personal Finance, Retirement, Saving Money, Taxes | Tagged , , , , , , , , , , , , , , , , | 5 Comments

10 Life Choices That Will Hurt Your Finances

Sometimes people make life choices that end up negatively affecting them in their future. Life doesn’t always make things easy and when things get difficult, it can be difficult to make a good choice. Unfortunately, we live in a society … Continue reading

Posted in Budgeting, Education, Housing, Insurance, Personal Finance, Relationships, Work | Tagged , , , , , , , , | 13 Comments

Don’t Skimp on Safety

I recently wrote a piece about backing up your computer’s hard drive. At the end, I mentioned that if you don’t have the money to afford a backup mechanism you shouldn’t get the computer because the risk of data loss … Continue reading

Posted in Health, Housing, Personal Finance, Saving Money | Tagged , , , , , , , | 5 Comments

Your Emergency Fund Needs to Be Bigger Than You Think

A couple of weeks ago I wrote about how the “Emergency Fund” should really be called something else, since so few financial events are really emergencies. Regardless of what you call it, you need to be setting money aside to … Continue reading

Posted in Budgeting, Cars, Insurance, Medical, Personal Finance | Tagged , , , , , , , | 1 Comment

16 Things You Don’t Want To Skimp On

While I’m all for being frugal, there are some things that you just don’t want to skimp on. Some things are so important to your health or safety that it simply isn’t wise or cost-effective to look for the cheapest … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Health, Insurance, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , , , , , , , , , | 6 Comments

25 Ways to Save Money on Your Insurance Plans

By Sara Lennon If there was a big list entitled “The Procrastinator’s Massive List of Stuff That Never Gets Done”, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make … Continue reading

Posted in Cars, Housing, Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 4 Comments

Money Lessons Learned From Home Construction

Many years ago I worked in a municipal permits and inspections department. Builders came in and applied for permits, we issued them and then took care of the inspections to make sure that homes and business were being built according … Continue reading

Posted in Budgeting, Insurance, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 1 Comment

A Reminder of What Matters

Normally I write about ways to save and make money. It’s a necessary part of life, particularly if you want to live responsibly and well. But today I am reminded that, while money may matter, it is far from the … Continue reading

Posted in Housing, Insurance, Personal Finance | Tagged , , , , , , , | 2 Comments

Life Insurance Alternatives

Life insurance is one of those things that many of us know we should have, but often don’t get. You need life insurance if you have people who depend on your income. It’s designed to provide money in the event … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , , , | 3 Comments

Dave Ramsey Financial Peace University Review: Week 7

Class this week was about insurance. You could hear the groans and sighs around the auditorium. Insurance is boring and it isn’t fun. Plus, I think people don’t like to talk about it because it means thinking about your mortality … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , , , , , , , | 6 Comments

Get More Money Without a Second Job

When thoughts turn to getting more cash every month, many people assume that they’ll have to take a second job. That may be true. If your financial situation is dire or if you have your heart set on some big … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Housing, Insurance, Making Money, Personal Finance, Saving Money, Taxes, Utilities | Tagged , , , , , , , , , , , , , , | 8 Comments

You Don’t Have To Tell Your Insurer Everything

A friend recently got a bit of a shock when his auto insurance came up for renewal. He discovered that his new rate was $400 higher than his old rate. He couldn’t figure out what was wrong until he remembered: … Continue reading

Posted in Cars, Insurance, Personal Finance, Saving Money | Tagged , , , , , | 5 Comments

A Life Without Debt: Insurance Helps

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 9 Comments

Has It Been Awhile Since You Last Cried?

Has it been awhile since you have had a good cry? If so, the following should help to solve that situation. The following is a series of Thai insurance commercials (subtitled in English) which will have tears rolling down even … Continue reading

Posted in Insurance, Personal Finance, Relationships | Tagged , , , , , | 3 Comments

Should You Self Insure?

With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

Playing Hide and Seek with Saving Money

I am a frugal shopper. I clip coupons, look for sales and comparison shop. Whether I am shopping for groceries or furniture or a car, I want to get the best deal I can get. I enjoy being a smart … Continue reading

Posted in Frugal, Insurance, Personal Finance, Saving Money, Shopping, Work | Tagged , , , , , , , , , , , | 3 Comments

The Four Keys to a Successful Financial Future

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged , , , , , , | 6 Comments

Paying Less Isn’t Always Smart

Technology has made it much simpler to compare rates and find the cheapest prices for services and products. Why pull out the phone book to call several insurance agents to find the best price when you can visit one website … Continue reading

Posted in Insurance, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , , , | 2 Comments

Water, Water Everywhere! Why You Need Flood Insurance

Mother Nature can give us a lot of free entertainment. There are few things more relaxing than hiking through the woods on a Saturday morning or sitting outside on a Sunday afternoon and watching the sunset. Mother Nature can also … Continue reading

Posted in Housing, Insurance, Personal Finance | Tagged , , , , , , | 5 Comments

Getting Full Value Isn’t Black and White

“Here, let me show you these great glasses — I want to make sure you get the full value of your insurance coverage,” enthused the salesman trying to get me to upgrade my purchase. I had already carefully chosen my … Continue reading

Posted in Insurance, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 4 Comments