Personal Finance Advice

Well, it certainly has been awhile. If you can remember that far back, in late February I was diagnosed with extremely low vitamin D after going to visit my doctor because I had a fuzzy head. Over the last 2+ months I had good days and bad days, but things have progressively gotten better. I [...]

One of the biggest decisions I need to make that will determine whether this living well on minimum wage challenge will be successful or not is my living conditions. I’ve spent a lot of time thinking about this and there is little doubt that renting would definitely be the safer, cheaper option. The first question [...]

This week we tackled Baby Step 6: Pay Off Your Home Early. Or I should say that was what the lesson was supposed to be about. Instead we got the most boring lesson of the bunch, and one of the longest. I was looking forward to some creative and sound ideas for paying off a [...]

I know a lot of people who were asking if it’s possible to live on a single income before the proverbial excrement hit the rotary device, economically speaking. I imagine there are a great many people who are worried about losing their job and are now asking themselves if their household can live on one [...]

If you’re shopping for a house, one of the biggest favors you can do yourself is getting educated about the complicated process of applying for a mortgage. A mortgage is probably the most expensive obligation you’ll ever have, and if you don’t know what you’re doing, it’s easy to get taken advantage of. Despite attempts [...]

For nine years I lived in million dollar homes for free and it is something that anyone who is neat and conscientious can easily do. My junior year in college, a professor who I had assisted received a year long sabbatical to live in a foreign country. During that time, he needed someone to housesit [...]

We all want to be safe and secure, but spending big money on a high tech security system may not be necessary. In most cases, simply applying some common sense will do the job. For most people, reasonable security can be attained for very little money. I say, “reasonable security” because the sad fact is [...]