Tag Archives: home loans

The 3% Home Loan Down Payment is Back

Saving for a down payment on a home loan can take years, especially when most lenders want a minimum of ten percent down. ┬áThat’s still a lot less than the 20% which used to be normal. This makes the dream … Continue reading

Posted in Debt, Housing, Insurance, Personal Finance | Tagged , , , , , , | 3 Comments

21 Reasons Dave Ramsey Sucks at Giving Credit Score Advice

There are huge disadvantages of having no credit score. I actually know this better than most. After living over ten years in Japan, I came back to the US naively assuming that the credit history I had built over there … Continue reading

Posted in Budgeting, Credit Cards, Debt, Education, Housing, Insurance, Personal Finance, Saving Money, Travel, Work | Tagged , , , , , , , , | 95 Comments