Personal Finance Advice

When I talk to people about assets and which ones are most important, I often hear about homes, 401k balances, collectibles, antiques, jewelry, secure jobs, and education. But no one ever mentions what I think is your most important asset: Your health. Think about it: Without good health you can’t work, or at best your [...]

When most people first begin to think about overhauling our finances or saving money, they usuallyfocus on issues such as budgeting, cash flow analysis, and how to improve a credit score. But almost all aspects of your life can affect your cash flow, directly or indirectly. It’s serendipitous when a life-change can not only improve [...]

Sitting here at my computer, late on a Saturday night, I am thinking about one thing — frozen treats, whether ice cream or gelato or frozen yogurt. About fifteen hours ago, I told my wife that if we did nothing else today, we needed to go out for a frozen treat. If I had to [...]

Have you poured a half finished glass of orange juice back into the carton? Have you taken toilet paper down from your trees after being TP’d to use for its original purpose? I have heard of people doing just that. Have you done outrageous things just to save money? Are you happy with this lifestyle? [...]

My kids tell me I am an old man and my wife still thinks of me as a young man, so that can only mean that I have entered into middle age and there is no turning back. Middle age is not so bad. I can look back on the vast majority of my adult [...]

We talk a lot about money: How to get it, how to spend it, where to spend it, and how to save it. For all the time we devote to talking about, worrying about, and dealing with money, you’d think it was the most important thing in the world. If the time spent obsessing about [...]