Tag Archives: health insurance

Tax Form 1095-A May Delay ObamaCare Recipients Tax Refunds

Millions of Americans may experience a delay in receiving their tax refunds next year. If you’re among those who have applied for, and successfully received ¬†healthcare benefits through President Obama’s Affordable Care Act initiative, there’s a new form you’re going … Continue reading

Posted in Insurance, Personal Finance, Taxes | Tagged , , , , , , | 6 Comments

Early Retirement Without a Huge Nest Egg

Many people dream of retiring while they’re still young enough to have some fun. Then they look at their bank balance, sigh, and decide that they will have to work until they’re eighty. This might not be true, however. Lots … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 6 Comments

Time Flies and It’ll Cost You

Last year there were changes to our health insurance plan. The employer has always used a high deductible plan and they have always been kind enough to contribute $2,000 toward that deductible. The money has always been available at the … Continue reading

Posted in Health, Insurance, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , | 1 Comment

Bye-Bye $485: Day 29

Reality set in today as I received my monthly health insurance bill: a painful $485. That will be nearly $6,000 a year out of the $17,000 budget or about one-third of all the money I have. This makes it very … Continue reading

Posted in Health, Insurance, Minimum Wage Challenge, Personal Finance | Tagged , , , , , , | 7 Comments

Preserve Your Independence

We all tend to take our independence for granted. We take for granted our ability to make decisions just for us, to spend our money how we want, to go where we want, and do what we want. We take … Continue reading

Posted in Health, Insurance, Personal Finance | Tagged , , , , , | 2 Comments

The Easiest Way To Save On Healthcare

Most financial writers, including me, counsel people to be their own advocate for less-expensive healthcare. We teach that you should question everything on your bill, know the limits and allowances of your health insurance policy, and negotiate prices where possible … Continue reading

Posted in Health, Medical, Personal Finance | Tagged , , , , , , , , , | 3 Comments

10 Important Personal Finance Lessons Every Person Should Know

Managing your money is hard and the current times make it more so. The fact is, though, it’s never been more important to get a handle on your personal finances than in today’s economy. Regardless of whether you’re a wage … Continue reading

Posted in Budgeting, Credit Cards, Frugal, Health, Insurance, Personal Finance, Retirement, Taxes | Tagged , , , , , , , , , | 4 Comments

A Reminder of What Matters

Normally I write about ways to save and make money. It’s a necessary part of life, particularly if you want to live responsibly and well. But today I am reminded that, while money may matter, it is far from the … Continue reading

Posted in Housing, Insurance, Personal Finance | Tagged , , , , , , , | 2 Comments

The Relationship between Health Insurance Costs and Auto Insurance

Health care costs continue to skyrocket. You’ve probably noticed your health insurance premiums jumping up every year. That’s bad news, but unfortunately the hit to your wallet doesn’t stop there. If you drive a car and have auto insurance, you … Continue reading

Posted in Cars, Health, Insurance, Personal Finance, Saving Money | Tagged , , , , , , | 1 Comment

Dave Ramsey Financial Peace University Review: Week 7

Class this week was about insurance. You could hear the groans and sighs around the auditorium. Insurance is boring and it isn’t fun. Plus, I think people don’t like to talk about it because it means thinking about your mortality … Continue reading

Posted in Insurance, Personal Finance | Tagged , , , , , , , , , , , , | 6 Comments

A Life Without Debt: Insurance Helps

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , , , , , , , , | 9 Comments

Should You Self Insure?

With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage … Continue reading

Posted in Insurance, Personal Finance, Saving Money | Tagged , , , , , , , | 10 Comments

What My Mother’s Illness Taught Me About Personal Finance

When my mother became ill a few years ago, I did what all adult children usually do: worry and think, “She has to be OK! She’s the parent.” Finances, however, didn’t enter my mind. It was interesting to note that … Continue reading

Posted in Health, Insurance, Medical, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 5 Comments

Standards for Living Expenses

If you’re trying to scale back your spending and live within your means or just save a little more each month, how do you determine reasonable spending amounts for each category of spending in your life like food, clothes, and … Continue reading

Posted in X Files | Tagged , , , , , , | 4 Comments

Keep Your Brain Active To Save Money

We all know that staying healthy saves us money. The healthier you are, the lower your insurance and medical expenses are likely to be. We are encouraged to eat right, exercise and sleep well in order to remain healthy. But … Continue reading

Posted in Health, Medical, Personal Finance, Saving Money | Tagged , , , , , , , , | 2 Comments