Personal Finance Advice

Conventional wisdom says that you should have a budget to get the most out of your money. While I believe a budget is a good thing to have when money is tight and you are first learning how to take reign of your personal finances, the ultimate goal should be not to have a budget [...]

Every time I turn on the television or visit Internet news sites, I’m assaulted by bad financial news (and other bad news, as well). We all know that the media likes to focus on the bad and, “If it bleeds, it leads.” These days the financial news is filled with reports of foreclosures, high food [...]