Personal Finance Advice

We all have habits that we really need to take a hard look at to make sure the habit is helping us reach our financial goals. I know from personal experience that one of the most difficult aspects of personal finance is finding those habits (since they’re habits, we often do them without even being [...]

Many people fail to realize that almost all aspects of our lives are intricately weaved together with our finances, but it’s crucially important to understand that even things that don’t initially seem to have anything to do with finances or money management can have a great impact on these areas. By understanding that almost every [...]

The next time you’re in a store shopping for groceries, clothes, household items or anything else, stop and take a long look at your purchases. Then ask yourself this question: Why do I buy this particular brand or product? Knowing why you buy something is important, especially if you want to save money. Here are [...]

Lean economic times breed a kind of desperate rush to do something to save money — right now. While it’s always better to take a breath and think out practical steps to reach personal goals, there are basic changes we can all make immediately to begin to live within our means and to take full [...]

I recently visited the dentist and learned that I had a cavity and needed a filling. My insurance would only pay a portion of what the filling would cost, so I would need to fork out $70 out of my own pocket. Paying money to sit through getting a filling is not something that made [...]

A couple of weeks ago, I wrote about how you could create positive new money habits in just twenty-one days. Now for the flip side of that article. I want to show you how easy it is to fall into negative money habits in just twenty-one days. We often think that money problems come about [...]

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If [...]