Personal Finance Advice

I admit to being one of the few people who likes wrapping gifts. I’m good at it and I enjoy presenting an attractively wrapped present to someone. Unfortunately, wrapping paper and gift bags are expensive, plus they generate a lot of waste. If you give a lot of gifts, the cost of paper and bows [...]

About fifteen years ago, in mid-February, I walked into a drug store and saw a surprisingly large display of Christmas wrapping paper. Everything was marked down to ten cents per package – regardless of how much wrap was included in the package. Some of the packages were multi-rolls of very nice wrapping paper. Others were [...]