Tag Archives: frugality

Is 49ers Coach Jim Harbaugh Buying $8 Pants Too Frugal?

Football and playoff games aren’t usually a topic that come up on a personal finance website, but I came across a radio interview where fans and 49ers coach Jim Harbaugh’s wife take exception to his current fashion style. In particular, … Continue reading

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Frugality Isn’t Common Knowledge

A couple of weeks ago, I wrote a piece about how eventually saving money becomes second nature. What used to seem hard or foreign suddenly becomes common and easy. I wrote this piece because I was frustrated with an acquaintance … Continue reading

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Eventually Saving Money is Easy

Recently, an acquaintance asked me for some financial advice. “Give me your easiest financial tips. You know, stuff that I don’t have to work too hard at. I’ve got to pay off some debt and save up some cash for … Continue reading

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The Discomfort of Being Frugal

I’ve noticed something about myself. I am uncomfortable in high-spending situations. And this is true even when I’m not the one paying. Not long ago, a potential vendor took me to lunch at a swanky restaurant. He was paying, but … Continue reading

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Control Your Personal Economy

If you’ve watched much TV lately or listened to the radio, you’ve probably heard some of Fidelity’s new ads that say, “Let us help you take control over your personal economy.” Their website explains, “Your Personal Economy includes the things … Continue reading

Posted in Budgeting, Debt, Food / Groceries, Frugal, Personal Finance, Retirement, Saving Money | Tagged , , , , , , , , | 3 Comments

Planned Obsolescence: The Scourge of Frugality

If you’re a frugal person, the concept of planned obsolescence stinks. There’s no polite way to put it. Manufacturers create things to last a short period of time, forcing you to upgrade or buy a new one at regular intervals. … Continue reading

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11 Benefits of Staying Home

My desk in my home office looks out over the road in front of my house. It always amazes me how much traffic goes by my window on any given day, especially since I live on a cul-de-sac. People in … Continue reading

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Is Your Frugality Making Other People Crazy?

I don’t like to spend money. There, I’ve admitted it. Even when it’s for something that I know I’ll love and can easily afford, something inside me clenches up and I don’t want to spend. (I blame genetics. My father … Continue reading

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Don’t Overlook the Tiny Things

Once all of the big items in a budget are under control (things like lowering debt payments, cutting out unnecessary expenses, negotiating better deals on services, eating at home more, buying store brands, etc.), people often find themselves wondering where … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money | Tagged , , , , , , , , , , , | 4 Comments

How Frugality Helped Me Negotiate With A Car Salesman

On my last trip to a used car lot, I was able to get exactly what I wanted out of the transaction. The salesman, of course, tried to talk me into getting more car than I needed, and more importantly, … Continue reading

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Frugality and Keeping What’s Important

When people start out on the path to better finances, many go overboard and slash their budgets to the bone. (Either that or they cut one tiny thing and claim success). They cut out every little extra expense and leave … Continue reading

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The Frugal Benefits of a Regular Schedule

When I was in college and, later, working my first jobs, I never had a regular schedule. The jobs I had back then were either temporary or service oriented. Sometimes I’d work nights, sometimes days, and sometimes both. I worked … Continue reading

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Does Frugality Gross You Out?

Last week, on a nice spring day, I was sitting outside on my porch reading one of my many library books. My neighbor came over to see how I was doing and wanted to know what I was reading. I … Continue reading

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Bad Bosses, Grateful Dead Finance Lessons, Food Forests and Carnivals

Do you work for a boss that you don’t like? It may be having a much larger impact on you than you ever imagined. Recent research has found that a bad boss not only effects you at work, but also … Continue reading

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Be Young, Be Frugal

I was pretty young when I got serious about saving money and being more frugal. I didn’t do it with some grand notion of preparing for my old age or anything, I just wanted more money for emergencies and to … Continue reading

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Frugality as a Challenge

When I first started embracing frugality, I wasn’t thrilled with the process. It all seemed so limiting, somehow. I didn’t enjoy combing sales flyers and planting my own gardens. I wasn’t thrilled about hanging my clothes out on the line … Continue reading

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Frugality and Facing Your Fears

When I first started on my frugal journey I had to get past quite a few fears and stereotypes that were holding me back, especially after I moved to a new area. You wouldn’t think that frugality would be a … Continue reading

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A Frugal Person Is An Intelligent Person

Some non-frugal people have a perception that all frugal people are stupid, dumb, backwards, hillbilly housewives, and generally uneducated. I think this stereotype must come from the feeling that the really “smart” people are also very successful and thus don’t … Continue reading

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Emulate Someone Who Earns Less Than You: Strange Ways to Save Money

No matter how little money you earn, there is almost always someone, somewhere (likely in your own area), who is managing to live well on less than what you make. Now, by living “well” I don’t necessarily mean having a … Continue reading

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11 Actions That Have Benefitted My Finances the Most

I’ve reached one of those milestone birthdays where you stop and take stock of your life. I’ve been looking at where I’ve been and where I’m going professionally, personally, and financially. In looking at my finances, I’ve realized that there … Continue reading

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