Tag Archives: Frugal

Start Where You Are

The other day I was reading a post on a message board from someone who was very proud of their money saving efforts. They listed things they’d cut including the house cleaner, the lawn service, eating out, and that they’d … Continue reading

Posted in Budgeting, Frugal, Personal Finance, Saving Money | Tagged , , , , , | 6 Comments

Financial Misery Loves Company

When you and all of your friends or family are deeply in debt, you can all be miserable together. You can gripe about your finances, complain about how there’s never enough money for everything, and then go shopping anyway. You … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , , | 6 Comments

Frugality Buys You Time

We all know that time is our most finite resource. We all have a set number of days on this planet and we’re not getting any more. We can’t make or buy more time. Since we can’t make more time, … Continue reading

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Don’t Buy Envelopes: Strange Ways to Save Money

Now that I pay most of my bills online, have email, a cell phone, and a million other ways to stay in touch, I have very little need for envelopes. I rarely have envelopes in the house anymore and, on … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 6 Comments

Toilet Paper King: Beyond Over Or Under

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , | 8 Comments

You Really Can’t Screw This Up

Here’s the great thing about frugality and saving money. It’s almost foolproof. When you make a commitment to getting your finances on track, living more simply, and putting money away for the future you really can’t fail at it, as … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , | 2 Comments

Technologies I Live Without and Save Big

My friends think that I am crazy because I shun many of the technologies that they assume are necessary in this day and age. The truth is that just because something may be a bit more convenient, it doesn’t make … Continue reading

Posted in Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 20 Comments

Leaky Toilet and Checking Utility Bills

I am sure that everyone who has ever tried to reduce their budget, whether it be to accommodate for a reduced income, or to help with debt reduction, has been told or read about cutting their utility bills. You may … Continue reading

Posted in Frugal, Personal Finance, Utilities | Tagged , , , , , | 1 Comment

Why I Use Coupons

Yesterday I went grocery shopping. When the woman in line behind me noticed my stack of coupons, she jokingly suggested to her husband that they might want to move to a different line. I laughed and exchanged pleasantries with the … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , | 5 Comments

Accepting the Kindness of Strangers

I’m often puzzled when, in an effort to help someone else save money, I’m looked at like some sort of criminal or crazy person. Here’s an example. This week I had a coupon for $5 off at TGI Friday’s. The … Continue reading

Posted in Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money, Shopping | Tagged , , , , , , | 15 Comments

Reasons Not To Coupon?

Posted in Food / Groceries, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , | 6 Comments

Shopping When You Need It Now

When we talk about bargain hunting and getting the best price on items that you need, it’s usually with the assumption that you have time to shop, compare models and prices, and wait for sales. Most of the time that’s … Continue reading

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Beat the Heat on a Budget

This has been a hot year in many parts of the country. I recently heard from a friend who was at her wits end because of the extreme heat. She cannot afford to run the air conditioner all day and … Continue reading

Posted in Frugal, Housing, Personal Finance, Saving Money | Tagged , , , , , , | 4 Comments

Becoming Ad-Averse

One thing that has saved me a ton of money over the years is the fact that I am very ad-averse. Not only do I try to keep as much advertising as possible out of my life, when I do … Continue reading

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Effective Complaining

Being frugal does not mean that you want something for nothing, unless nothing is the best price that you can possibly get for a product or a service. By that, I mean that none of us wants to take things … Continue reading

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When Frugality Angers the Neighbors

Last fall we had new neighbors move in next door. They seemed nice enough until spring came and I started hanging my laundry out on the line again. One day the lady of the house came over and said, “Can … Continue reading

Posted in Frugal, Housing, Personal Finance, Relationships, Saving Money | Tagged , , , , , , | 14 Comments

One Upmanship, Frugal Style

Last week some long lost relatives came to visit (well, not long lost but definitely not close relatives). Frankly, I wish they’d stayed lost. We let ourselves get talked into hosting these people by another relative who, knowing that these … Continue reading

Posted in Frugal, Personal Finance, Relationships | Tagged , , , | 20 Comments

Does Frugality Equal Detachment?

The more I embrace frugality, the more I wonder if a frugal life equals a life detached from society. And then I ask myself: Is that a bad thing? I find myself less and less interested in “mainstream” society as … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , | 12 Comments

A Life Without Debt: Complacency Is The Enemy

One of the biggest enemies of a debt free life is complacency. Not only is it an enemy, it’s a very sneaky enemy. When you become complacent (apathetic is another good word for this problem) you relax too much. You … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance | Tagged , , , , , , , | 4 Comments

How To Track Savings: Seeing Progress, No Matter How Small

One of the things that makes it hard when you’re trying to save money is the feeling that you’re not getting anywhere. You make some changes in your lifestyle or you stop spending on unnecessary things and you know you’re … Continue reading

Posted in Frugal, Personal Finance, Saving Money | Tagged , , , , , , , | 9 Comments