Personal Finance Advice

Now that Halloween is over, the retailers have removed the gloves and stopped pretending like any other holiday matters. It’s now full speed ahead to Christmas. Usually I dread this time of year. I enjoy Christmas itself but I hate all the trappings that go along with it. I hate the marketing hype and the [...]

As the years have gone on, I’ve grown tired of the Christmas retail madness. We are a family of all grown ups so gift buying is almost impossible. Everyone tends to buy what they need and want throughout the year, leaving little left for Christmas except an exchange of gift cards. (Which is kind of [...]