Tag Archives: financial responsibility

No Forgiveness for Youthful Stupidity

My neighbor’s child graduated from college this week. When she came over to thank me for the gift I sent, I asked her how the job hunt was going. “Not great,” she sighed. “What happened?” I asked. “Well, I had … Continue reading

Posted in Credit Cards, Debt, Personal Finance, Work | Tagged , , , , , , | 4 Comments

A Life Without Debt: I’ve Always Been Old

I’ll let you in on a secret: I’m really about fifty-eight years old. Mentally, at least. In actuality I’m in my upper thirties. But if you look at my lifestyle, my spending choices, and my account balances, I’m much closer … Continue reading

Posted in Budgeting, Debt, Frugal, Personal Finance, Saving Money | Tagged , , , , , , | 11 Comments


When I was in high school I was a “smart kid.” I got great grades and studied hard. I chose to make school a priority rather than going out partying every night. I got called a nerd, dork, or geek, … Continue reading

Posted in Budgeting, Personal Finance, Relationships | Tagged , , , , | 22 Comments

Personal Responsibility Is The Key to Financial Success

I think if I hear the words “bail out” once more I might scream. It seems that everywhere I turn these days someone, some company, or some institution is getting bailed out of their bad financial decisions. As someone who … Continue reading

Posted in Budgeting, Frugal, Personal Finance | Tagged , , , , | 10 Comments