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The Importance Of An Emergency Fund


One of the most important assets that anyone can have when they are attempting to get their personal finances in order is an emergency fund. As any adult knows well, even the best laid plans rarely turn out exactly as planned. The unexpected happens and when it does, it usually costs money. An emergency fund [...]

You Can’t Wing It


I have a relative who lives his entire life in “day to day” mode. Everything seems to happen to him by accident. His kids were unplanned (big oops since he can’t really afford them) and he has no career path but instead takes jobs randomly. He has no long term financial plan (or savings) so [...]

Pushed Out of the Workforce. Are You Ready?


We all tend to think that retirement won’t come until we’re in our sixties or even seventies. We think we have plenty of time to save and prepare for that next phase of our lives. But what happens if it comes sooner than you think? In some industries/occupations, it’s not uncommon for people to be [...]

Money Lessons Learned From Home Construction


Many years ago I worked in a municipal permits and inspections department. Builders came in and applied for permits, we issued them and then took care of the inspections to make sure that homes and business were being built according to the current building codes. You wouldn’t think there would be too many money lessons [...]

How I Retired Early


By Retire@50 It’s the dream of many to retire early. This is how I did it: I had a paradigm shift: It was the early 80s and I was in my early 20s. I was working an entry level job and living paycheck to paycheck. It was difficult to find jobs at the time and [...]