Tag Archives: FICO

Are Credit Karma, Credit Sesame and Quizzle Free Credit Scores Really Free?

For those searching for their credit score, there are a number of ways to obtain it. There are many companies such as Credit Karma, Credit Sesame and Quizzle which advertise they’ll give you your credit score for free. The question … Continue reading

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FICO to Change Their Scoring System Which Could Help Millions Save Billions

Credit scores are an important factor when determining how much consumers pay in interest for such things as car loans and mortgages, along with a host of other areas it can affect a consumer’s personal finances. Since credit scores can … Continue reading

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Why Credit Karma Doesn’t Give Members Their FICO Score

One of the things which stands out when looking at websites like Credit Karma, Credit Sesame, and Quizzle is they don’t give their customers their FICO score. Instead, they give a FAKO score (sometimes referred to as an educational score), … Continue reading

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Money Management from A to Z

By Jamie Englert Managing your finances may seem like a dizzying mass of numbers. But you can also think of personal finance in terms of letters, as in the initials of some important personal finance terms to know. From bonds … Continue reading

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10 Ways to Get a Free Credit Report

Did you know that many people don’t actually know how to obtain a credit report? More importantly, some of them don’t even know why they should check their credit report each year. Credit reports help prove your credit worthiness to … Continue reading

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Dave Ramsey Financial Peace University: Week 5

This week’s lecture was about credit reports, credit reporting bureaus, identity theft, and collection agencies. Quite a scattering of topics. The first part of the class was on credit scores and credit bureaus. Dave makes the point that a FICO … Continue reading

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A Life Without Debt: Not Immune From The Credit Crisis

I knew it was bound to happen, but I’d been hoping that somehow I’d avoid it. Despite having excellent credit and no debt, we got a letter from one of our credit card companies dropping our limit from $10,000 to … Continue reading

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A Life Without Debt: A High Credit Score

I know that many people believe that you have to have debt in order to have a high credit score. Many people keep their debt just so they can keep their score up (so they can get more credit later). … Continue reading

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The Death of FICO?

Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free … Continue reading

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A Life Without Debt: Freedom from FICO

One of the benefits of a life without debt is (some) freedom from the gods at FICO. Because I don’t do debt, my FICO score is not as important to me as it is to some and that takes a … Continue reading

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