Tag Archives: Economy

More Hiring and Jobs Filled but Few Pay Raises in Sight for the Workforce

Despite three straight pay raise increasing quarters, the third quarter of 2014 showed a 43 percent decline in the number of raises from the second quarter, according to a National Association for Business Economics survey. In fact, fewer than one-quarter … Continue reading

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You Should Have Always Been Spending As You Are In This Economy

For seemingly the millionth time in the last few years, I heard someone say, “Well, in this economy I’ve got to watch every penny.” I’ve heard so many variants on this thought these past few years. “In this economy, we … Continue reading

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One Benefit To The Economic Mess: Less Pressure

While I’ve never been one to keep up with the Jones’, I’ve noticed a palpable sense of relief amongst many friends, acquaintances, and message board posters that the pressure to keep up, show off, and compete is off. At least … Continue reading

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Reframing the Economic Crisis

Okay, it’s no secret that the economy is in the tank. And it’s likely that this has you worried, angry, upset, and stressed out. And it’s no wonder. You’ve probably watched your investments fall, your retirement may be on hold … Continue reading

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A Life Without Debt: Getting By In Tough Times

One of the things you learn when you live a life committed to being debt free is how to get by in tough times. We’ve had our share of lean years, emergencies, and layoffs and yet we’ve always managed to … Continue reading

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The Year In Review: What I Have Learned

As the old year draws to a close and a new year is about to dawn, I like to take a few moments to look back on the past year and to reflect on what went right and what went … Continue reading

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Dave Ramsey Falters in a Crummy Economy

By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of … Continue reading

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Don’t Call Me a Consumer

I’m growing very tired of the word “consumer.” Every time I turn on the TV, the talking heads are discussing “the consumer.” Consumers aren’t spending as much, consumers are cutting back, consumers are hurting, consumers need to increase their spending … Continue reading

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What the Economic Crisis Means to You

At any given time in your life you may find yourself in a financial situation not of your making. The recent credit crisis in America is a prime example. It is a uniquely perfect storm to be sure, the kind … Continue reading

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Weekend Money Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: 43 Mortgages Within Same Family What really killed WaMu? What Are the Economic Collapse Indicators to Watch For? … Continue reading

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Financial Lessons We Can Learn from Our Grandparents

Your grandparents (or maybe great-grandparents) were better than you at saving money. If you think long and hard about that, most of you will probably agree with that statement. There are a number of reasons why they were better and … Continue reading

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Weekend Finance Reading

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: International Central Banks Team Up Governement Planning to Transfer All Bad Bank Debt to Taxpayers SEC Plans to … Continue reading

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Weekly Personal Finance Reading Round-Up

Weekend reading is a round-up of personal finance and money related stories that caught the eye of our forum members this week: 21% of those making over $100k are living paycheck to paycheck Earn an A? Here’s $50. C? Here’s … Continue reading

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Are You Really Worse Off or Does It Just Seem That Way?

Like any good financial nerd, I spend a lot of time watching and reading the media’s coverage of the economy. Over the last few months the tone has gone from mildly concerned, through concerned, and on to full blown panic. … Continue reading

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Am I Supposed to Feel Guilty?

We are friends with a couple I’ll call the Joneses. The Joneses are exactly what they sound like. They are the ones on the block with the latest cars, toys, and gizmos. Despite that, they are nice people and we’ve … Continue reading

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How’s the Economy? The Scrap Heap Indicator

I don’t need the media or the government to tell me that the economy is heading south. I have a foolproof barometer of economic health in my own town. It’s called the scrap heap, aka, the metal recycler. For about … Continue reading

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The Discomfort of Being Financially Abnormal

In recent weeks I’ve felt a distinct discomfort when listening to the media, the government, and even my acquaintances talk about money. It’s always been pretty clear that I’m not normal and that I don’t fit financially into this society. … Continue reading

Posted in Budgeting, Credit Cards, Debt, Frugal, Holidays, Personal Finance, Shopping | Tagged , , , , , , , , | 16 Comments

Recession? Maybe. Protect Yourself in 2008

The drumbeat of recession talk continues to grow louder in the media and amongst financial analysts. The housing crisis, the credit crunch, high energy prices, the falling dollar, inflation, and slowing consumer spending are all contributing to a troubled economy. … Continue reading

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