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	<title>Personal Finance Advice &#187; diy</title>
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	<description>Bridging the gap between saving money and investing</description>
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		<title>Sometimes It&#8217;s So Simple</title>
		<link>http://www.pfadvice.com/2011/08/03/sometimes-its-so-simple/</link>
		<comments>http://www.pfadvice.com/2011/08/03/sometimes-its-so-simple/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 17:17:51 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[appliance repair]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[easy fix]]></category>
		<category><![CDATA[refrigerator]]></category>
		<category><![CDATA[repair appliance]]></category>
		<category><![CDATA[simple fix]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7504</guid>
		<description><![CDATA[My neighbor&#8217;s refrigerator died a couple of weeks ago. It was running, but hardly putting out any cold air. Since it was in the middle of a heat wave, she felt that she had little choice but to just go get a new one. So she went out and spent $2,000 on a new fridge. [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Don&#8217;t Buy Envelopes: Strange Ways to Save Money</title>
		<link>http://www.pfadvice.com/2011/01/20/dont-buy-envelopes-strange-ways-to-save-money/</link>
		<comments>http://www.pfadvice.com/2011/01/20/dont-buy-envelopes-strange-ways-to-save-money/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 13:24:11 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[envelopes]]></category>
		<category><![CDATA[letters]]></category>
		<category><![CDATA[make envelopes]]></category>
		<category><![CDATA[reuse envelopes]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6906</guid>
		<description><![CDATA[Now that I pay most of my bills online, have email, a cell phone, and a million other ways to stay in touch, I have very little need for envelopes. I rarely have envelopes in the house anymore and, on the rare occasion I need an envelope, I hate having to go to the store [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/01/20/dont-buy-envelopes-strange-ways-to-save-money/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>5 Do-It-Yourself Services You Should Leave to the Professionals</title>
		<link>http://www.pfadvice.com/2010/11/06/5-do-it-yourself-services-you-should-leave-to-the-professionals/</link>
		<comments>http://www.pfadvice.com/2010/11/06/5-do-it-yourself-services-you-should-leave-to-the-professionals/#comments</comments>
		<pubDate>Sat, 06 Nov 2010 09:13:02 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[garage door]]></category>
		<category><![CDATA[home projects]]></category>
		<category><![CDATA[kitchen cabinets]]></category>
		<category><![CDATA[laying sod]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[opportunity cost]]></category>
		<category><![CDATA[skylights]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6711</guid>
		<description><![CDATA[Many people are tightening their belts in these uncertain economic times. One of the first places we often look to save money is finding projects around the home that we can do ourselves rather than calling the professionals. All do-it yourself projects are not created equal, though, and there are times when you are better [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Cost vs. Safety</title>
		<link>http://www.pfadvice.com/2009/10/14/cost-vs-safety/</link>
		<comments>http://www.pfadvice.com/2009/10/14/cost-vs-safety/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 07:01:48 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[chemical consumption]]></category>
		<category><![CDATA[cleaning products]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[lead in antiperspirant]]></category>
		<category><![CDATA[microwave popcorn]]></category>
		<category><![CDATA[plastic storage]]></category>
		<category><![CDATA[product safety]]></category>
		<category><![CDATA[PVC shower curtain]]></category>
		<category><![CDATA[safety]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5266</guid>
		<description><![CDATA[I&#8217;m all for saving money, but lately I&#8217;ve been focused less on buying the cheapest thing and instead looking at the overall safety and other problems associated with a product. You&#8217;ve probably heard about the lead tainted items from China, the BPA found in plastic that can cause hormone disruption, the PFOA found in microwave [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/10/14/cost-vs-safety/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>Saving Money When You Live in the Middle of Nowhere</title>
		<link>http://www.pfadvice.com/2009/08/17/saving-money-when-you-live-in-the-middle-of-nowhere/</link>
		<comments>http://www.pfadvice.com/2009/08/17/saving-money-when-you-live-in-the-middle-of-nowhere/#comments</comments>
		<pubDate>Mon, 17 Aug 2009 07:01:00 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[barter]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[do without]]></category>
		<category><![CDATA[middle of nowhere]]></category>
		<category><![CDATA[plan ahead]]></category>
		<category><![CDATA[repurpose]]></category>
		<category><![CDATA[reuse]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[rural America]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[shop online]]></category>
		<category><![CDATA[swap]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5033</guid>
		<description><![CDATA[If you live in the middle of nowhere like I do, you may find that being a money saving guru is difficult at times. We don&#8217;t have easy access to a lot of grocery stores or big box stores like Wal-Mart and Target and their lower prices. We don&#8217;t have a CVS or Walgreens on [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/08/17/saving-money-when-you-live-in-the-middle-of-nowhere/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>The Culture of Throwing Away Anything Not Perfect</title>
		<link>http://www.pfadvice.com/2008/12/24/throw-away-anything-culture/</link>
		<comments>http://www.pfadvice.com/2008/12/24/throw-away-anything-culture/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 08:30:46 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[dumpster diving]]></category>
		<category><![CDATA[fix it up]]></category>
		<category><![CDATA[recycle]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[repurpose]]></category>
		<category><![CDATA[reuse]]></category>
		<category><![CDATA[throwing away stuff]]></category>
		<category><![CDATA[trash day]]></category>
		<category><![CDATA[yard sale]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3669</guid>
		<description><![CDATA[Last week I was out walking my dog on trash day. As I was walking past my neighbor&#8217;s trash heap (I say heap because they always have more trash than will fit in the trash can and they just pile it up on the road), I noticed a cute wire basket that was decorated with [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/12/24/throw-away-anything-culture/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Ten Tips for Do It Yourselfers in the Making</title>
		<link>http://www.pfadvice.com/2008/10/07/ten-tips-do-it-yourself/</link>
		<comments>http://www.pfadvice.com/2008/10/07/ten-tips-do-it-yourself/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 07:01:33 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[home projects]]></category>
		<category><![CDATA[house projects]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2985</guid>
		<description><![CDATA[If you own a home, you probably already know that maintaining it costs a lot more than you expected it would when you bought it. Even if you are not living in the first home that you bought, every house I have known has cost me more time and money than I anticipated. Every time [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/10/07/ten-tips-do-it-yourself/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Simple Home Improvement Money Savers</title>
		<link>http://www.pfadvice.com/2008/08/28/simple-home-improvement-money-savers/</link>
		<comments>http://www.pfadvice.com/2008/08/28/simple-home-improvement-money-savers/#comments</comments>
		<pubDate>Thu, 28 Aug 2008 13:01:43 +0000</pubDate>
		<dc:creator>Denise Trowbridge</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[architectural salvage yards]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[oddballs]]></category>
		<category><![CDATA[re-store]]></category>
		<category><![CDATA[save money]]></category>
		<category><![CDATA[tile remainders]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=2268</guid>
		<description><![CDATA[My home improvement project list never seems to get any shorter. Unfortunately, my budget doesn&#8217;t get any bigger. I&#8217;ve had to be pretty creative and really look for ways to save money while personalizing and renovating my house. Fortunately there are a lot of resources available to renovators with grand plans but tiny budgets. Buy [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/08/28/simple-home-improvement-money-savers/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>The Surprising Costs of DIY</title>
		<link>http://www.pfadvice.com/2008/06/25/the-surprising-costs-of-diy/</link>
		<comments>http://www.pfadvice.com/2008/06/25/the-surprising-costs-of-diy/#comments</comments>
		<pubDate>Wed, 25 Jun 2008 07:01:12 +0000</pubDate>
		<dc:creator>Cortni Marrazzo</dc:creator>
				<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[extras]]></category>
		<category><![CDATA[home improvement]]></category>
		<category><![CDATA[research]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/06/25/102172_the-surprising-costs-of-diy.html</guid>
		<description><![CDATA[My husband and I are do-it-yourselfers when it comes to home improvement. This is mostly because my husband&#8217;s dad is a contractor and he often guides and helps us when we need it. That being said, we&#8217;re barely a year into owning our first home and are still newbies. We recently took on a larger-than-we-thought [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/06/25/the-surprising-costs-of-diy/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>12 Recipes for Homemade Cleansers</title>
		<link>http://www.pfadvice.com/2008/06/24/recipes-for-homemade-cleansers/</link>
		<comments>http://www.pfadvice.com/2008/06/24/recipes-for-homemade-cleansers/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 07:01:38 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Cleaning]]></category>
		<category><![CDATA[cleansers]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[Do-It-Yourself]]></category>
		<category><![CDATA[eco friendly recipes]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[homemade]]></category>
		<category><![CDATA[non toxic]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/2008/06/24/102178_recipes-for-homemade-cleansers.html</guid>
		<description><![CDATA[With the prices of everything skyrocketing, making your own cleaning products can be an easy way to save money. In addition to saving money, most are non-toxic, environmentally friendly, and safe for use around pets and children. They take very little time to make, so they don&#8217;t add to the workload. I am frequently asked [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/06/24/recipes-for-homemade-cleansers/feed/</wfw:commentRss>
		<slash:comments>33</slash:comments>
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