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	<title>Personal Finance Advice &#187; debt free living</title>
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		<title>Bliss vs. Suffering: A Life Without Debt</title>
		<link>http://www.pfadvice.com/2010/05/25/bliss-vs-suffering/</link>
		<comments>http://www.pfadvice.com/2010/05/25/bliss-vs-suffering/#comments</comments>
		<pubDate>Tue, 25 May 2010 07:01:15 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bliss]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free living]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[Inhale]]></category>
		<category><![CDATA[Oxygen network]]></category>
		<category><![CDATA[Steve Ross]]></category>
		<category><![CDATA[suffering]]></category>
		<category><![CDATA[yoga]]></category>

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		<description><![CDATA[I&#8217;m a big fan of the yoga program &#8220;Inhale&#8221; on the Oxygen network. The host, Steve Ross, likes to say (when talking about mental health) that, &#8220;Psychology is based on suffering. Yoga is based on bliss.&#8221; What he means is that psychology generally assumes some misery is present and tries to rectify it. You&#8217;re depressed, [...]]]></description>
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		<title>A Life Without Debt: 10 Things That Make Being Debt Free Possible</title>
		<link>http://www.pfadvice.com/2009/12/01/a-life-without-debt-10-things-that-make-being-debt-free-possible/</link>
		<comments>http://www.pfadvice.com/2009/12/01/a-life-without-debt-10-things-that-make-being-debt-free-possible/#comments</comments>
		<pubDate>Tue, 01 Dec 2009 07:01:07 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
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		<category><![CDATA[affordable housing]]></category>
		<category><![CDATA[bank raises]]></category>
		<category><![CDATA[buy cars for cash]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free living]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[never pay retail]]></category>
		<category><![CDATA[recreational shopping]]></category>
		<category><![CDATA[small house]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5492</guid>
		<description><![CDATA[When people find out that I&#8217;m debt free, the thing they most want to know is how it&#8217;s possible and how they can achieve it, too. Quickly. They want the crash course or the quick fix to debt free living. I tell them that there really is no quick fix. There&#8217;s no magic pill that [...]]]></description>
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		<slash:comments>21</slash:comments>
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		<title>A Life Without Debt: Getting By In Tough Times</title>
		<link>http://www.pfadvice.com/2009/03/10/a-life-without-debt-getting-by-in-tough-times/</link>
		<comments>http://www.pfadvice.com/2009/03/10/a-life-without-debt-getting-by-in-tough-times/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 08:01:29 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt free living]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[penny pinching]]></category>
		<category><![CDATA[tight budget]]></category>
		<category><![CDATA[tough times]]></category>

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		<description><![CDATA[One of the things you learn when you live a life committed to being debt free is how to get by in tough times. We&#8217;ve had our share of lean years, emergencies, and layoffs and yet we&#8217;ve always managed to remain debt free. The worst time I can remember was after we were first married [...]]]></description>
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