Personal Finance Advice

If you’re trying to save money, your efforts usually boil down to two basic approaches: Make more money or cut your expenses. Sometimes you may need to cut your expenses quickly, as in the case of a job loss or some disaster that depletes your funds. If you find yourself needing or wanting to cut [...]

One of the things I’ve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I don’t automatically pooh-pooh it as something I can’t do. I’m always willing to try something new — or at least investigate [...]

The other day, a friend and I were talking about the things we do to be frugal. We were discussing all the tips and tricks we’ve learned to save money and cut down on waste. We were also discussing how, with the current economic downturn, more and more people are learning how to be frugal. [...]