Tag Archives: Credit

10 Ways to Get a Free Credit Report

Posted on February 12, 2013 by Danielle Warchol

Did you know that many people don’t actually know how to obtain a credit report? More importantly, some of them don’t even know why they should check their credit report each year. Credit reports help prove your credit worthiness to … Continue reading →

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , | 1 Comment

Using Credit as an Emergency Fund is a Bad Idea

Posted on January 16, 2013 by Jennifer Derrick

Not too long ago my neighbor needed a new water heater. After it was installed, we went on one of our daily walks and she moaned about the expense and hassle. “Well,” I said, “at least you covered it out … Continue reading →

Posted in Budgeting, Credit Cards, Personal Finance | Tagged , , , , , , , | 7 Comments

What It Really Means to Cosign a Loan

Posted on December 26, 2012 by Jennifer Derrick

A news story caught my eye last week. This sad story made me realize that many people have no idea what they’re getting into when they agree to cosign on a loan for someone else. In this case, a mother … Continue reading →

Posted in Debt, Personal Finance | Tagged , , , , , , , | 2 Comments

10 Important Personal Finance Lessons Every Person Should Know

Posted on April 2, 2012 by Dana O. Crandell

Managing your money is hard and the current times make it more so. The fact is, though, it’s never been more important to get a handle on your personal finances than in today’s economy. Regardless of whether you’re a wage … Continue reading →

Posted in Budgeting, Credit Cards, Frugal, Health, Insurance, Personal Finance, Retirement, Taxes | Tagged , , , , , , , , , | 3 Comments

Pride vs. Shame in Financial Matters

Posted on June 18, 2010 by Jennifer Derrick

I read an article on MSNBC.com this week about how people are not paying on their homes and voluntarily entering foreclosure so that they can save money. The gist of the piece is that these people have simply decided to … Continue reading →

Posted in Debt, Housing, Personal Finance, Saving Money | Tagged , , , , , , , , | 13 Comments

Dave Ramsey Financial Peace University: Week 5

Posted on March 18, 2010 by Maggie Ellis

This week’s lecture was about credit reports, credit reporting bureaus, identity theft, and collection agencies. Quite a scattering of topics. The first part of the class was on credit scores and credit bureaus. Dave makes the point that a FICO … Continue reading →

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , , , , | 7 Comments

A Life Without Debt: Not Immune From The Credit Crisis

Posted on November 3, 2009 by Sadie Morris

I knew it was bound to happen, but I’d been hoping that somehow I’d avoid it. Despite having excellent credit and no debt, we got a letter from one of our credit card companies dropping our limit from $10,000 to … Continue reading →

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , , , , , , | 14 Comments

Little House on the Prairie Financial Lessons

Posted on July 23, 2009 by Jennifer Derrick

I grew up watching Little House on the Prairie in the 70′s. Each episode had a moral to it, but it wasn’t until I staged a marathon viewing session courtesy of Netflix that I realized how many of those episodes … Continue reading →

Posted in Budgeting, Debt, Education, Entertainment, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

A Life Without Debt: Simple Credit Reports

Posted on June 30, 2009 by Sadie Morris

It takes my neighbor hours to pay all her bills while being debt free keeps me from that onerous chore, saving me valuable time. The same neighbor taught me about another time saving aspect of being debt free. This neighbor … Continue reading →

Posted in Credit Cards, Debt, Personal Finance | Tagged , , , , , , | 6 Comments

Stay Strong and on Budget

Posted on January 3, 2009 by Jennifer Touchette

This is one of the hardest times of the year for me to continue setting money aside. For one, the money we earmarked for gifts has been spent, which makes the total in our account look smaller than usual. I’ve … Continue reading →

Posted in Budgeting, Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 1 Comment

9 Ways to Maximize Time in College

Posted on December 14, 2007 by Marilyn Brodeur

One of the major costs of college is the amount of time you stay there. By being able to graduate in a shorter period of time, students can not only save on tuition, but also college related expenses such as … Continue reading →

Posted in Education, Saving Money | Tagged , , , , , , , , , | 11 Comments

Cut College Costs in Half through Community College

Posted on December 13, 2007 by Marilyn Brodeur

While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I … Continue reading →

Posted in Education, Saving Money | Tagged , , , , , , | 2 Comments

How to Reduce College Credit Cost By 90%

Posted on December 11, 2007 by Marilyn Brodeur

Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in … Continue reading →

Posted in Education, Saving Money | Tagged , , , , | 4 Comments