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	<title>Personal Finance Advice &#187; Credit Cards</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>Debt Snowball: 5 Options</title>
		<link>http://www.pfadvice.com/2012/01/05/debt-snowball-5-options/</link>
		<comments>http://www.pfadvice.com/2012/01/05/debt-snowball-5-options/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 17:52:30 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[debt snowball method]]></category>
		<category><![CDATA[getting out of debt]]></category>
		<category><![CDATA[reducing debt]]></category>
		<category><![CDATA[what debt to pay first]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8363</guid>
		<description><![CDATA[For anyone trying to get out of debt, the debt snowball method has become the choice of many to tackle their debt. This shouldn&#8217;t be a surprise as it is a straightforward and easy to follow method that works. While the basics are the same, there are a variety of different debt snowball approaches that [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>Using Cash Means You&#8217;re A Terrorist?</title>
		<link>http://www.pfadvice.com/2011/12/17/using-cash-means-youre-a-terrorist/</link>
		<comments>http://www.pfadvice.com/2011/12/17/using-cash-means-youre-a-terrorist/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 21:43:35 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Financial Videos]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[cash suspect]]></category>
		<category><![CDATA[cash terrorist]]></category>
		<category><![CDATA[terrorist traits]]></category>
		<category><![CDATA[using cash]]></category>
		<category><![CDATA[using cash is weird]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8466</guid>
		<description><![CDATA[I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I lived in Japan and almost all transactions there were done in cash. There are still [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/12/17/using-cash-means-youre-a-terrorist/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>7 Credit Card Myths</title>
		<link>http://www.pfadvice.com/2011/11/11/7-credit-card-myths/</link>
		<comments>http://www.pfadvice.com/2011/11/11/7-credit-card-myths/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 17:34:33 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit myths]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[no limit credit card]]></category>
		<category><![CDATA[personal finances. credit card myths]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=8034</guid>
		<description><![CDATA[You know your credit is an important part of your financial life. Indeed, a number of people, from bankers to insurers to landlords, use your credit score to determine your financial fate. From higher interest rates and insurance premiums to paying a higher security deposit for a rental, a poor credit score can cost you. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/11/11/7-credit-card-myths/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>How Can I Avoid Bank Fees? Your Four Best Options</title>
		<link>http://www.pfadvice.com/2011/11/04/how-can-i-avoid-bank-fees-your-four-best-options/</link>
		<comments>http://www.pfadvice.com/2011/11/04/how-can-i-avoid-bank-fees-your-four-best-options/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 17:33:29 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[ATMs]]></category>
		<category><![CDATA[avoid bank fees]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[checking account fees]]></category>
		<category><![CDATA[community banks]]></category>
		<category><![CDATA[credit unions]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[direct deposit]]></category>
		<category><![CDATA[JP Morgan Chase]]></category>
		<category><![CDATA[minimum account balance]]></category>
		<category><![CDATA[swipe fees]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7961</guid>
		<description><![CDATA[Have you noticed that lately new bank fees and fee increases have been popping up like pimples on prom night? Much of this is because of new federal regulations limiting revenue major financial institutions take in from things like overdraft fees and, more importantly, debit card swipe fees. Also known as interchange fees &#8212; this [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How To Avoid Debit Card Fees</title>
		<link>http://www.pfadvice.com/2011/10/03/how-to-avoid-debit-card-fees/</link>
		<comments>http://www.pfadvice.com/2011/10/03/how-to-avoid-debit-card-fees/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 16:15:44 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[checks]]></category>
		<category><![CDATA[credit union]]></category>
		<category><![CDATA[debit card fees]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[merchant fees]]></category>
		<category><![CDATA[SunTrust]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7795</guid>
		<description><![CDATA[New legislation that took effect on October 1st means that banks can no longer collect exorbitant fees from merchants whenever you swipe your debit card. What does this mean for you? Your bank will now likely switch to collecting those fees from you, the customer. Several banks, including Bank of America, SunTrust, Chase, and Wells [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/10/03/how-to-avoid-debit-card-fees/feed/</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Let Your College Student Graduate with Debt</title>
		<link>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/</link>
		<comments>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 12:41:23 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[college credit cards]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[university credit cards]]></category>
		<category><![CDATA[university debt]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7700</guid>
		<description><![CDATA[Financial responsibility is a crucial part of the college experience, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their children for a new financial world and they can do that by discussing the pitfalls that come with being on their own. Do you [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Stop Robbing Your Future Wealth</title>
		<link>http://www.pfadvice.com/2011/03/28/stop-robbing-your-future-wealth/</link>
		<comments>http://www.pfadvice.com/2011/03/28/stop-robbing-your-future-wealth/#comments</comments>
		<pubDate>Mon, 28 Mar 2011 17:47:23 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[car loans]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[future wealth]]></category>
		<category><![CDATA[home equity]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7074</guid>
		<description><![CDATA[One of the hardest things for many people to see in relation to their finances is how their actions today are robbing them of future wealth. It&#8217;s easy to focus on today and think that if you can make the payments on that living room set that it&#8217;s okay. It&#8217;s easy to think that borrowing [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/03/28/stop-robbing-your-future-wealth/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>You&#8217;ve Earned It</title>
		<link>http://www.pfadvice.com/2011/02/02/youve-earned-it/</link>
		<comments>http://www.pfadvice.com/2011/02/02/youve-earned-it/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 09:02:47 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[select offer]]></category>
		<category><![CDATA[special deals]]></category>
		<category><![CDATA[special offers]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6962</guid>
		<description><![CDATA[I received a call from my TV provider the other day. After giving me a pep talk about what a great customer I am, the representative explained that I was about to receive, &#8220;A very special offer. Something that we&#8217;re only offering to one percent of our clients!&#8221; Being polite, I didn&#8217;t hang up on [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/02/02/youve-earned-it/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Preventing On-Line Money &#8220;Accidents&#8221;</title>
		<link>http://www.pfadvice.com/2010/11/12/preventing-on-line-money-accidents/</link>
		<comments>http://www.pfadvice.com/2010/11/12/preventing-on-line-money-accidents/#comments</comments>
		<pubDate>Fri, 12 Nov 2010 10:20:52 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[computer passwords]]></category>
		<category><![CDATA[free money]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money accidents]]></category>
		<category><![CDATA[online games]]></category>
		<category><![CDATA[parental controls]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6726</guid>
		<description><![CDATA[As more kids get on the Internet at younger ages, I&#8217;m hearing about more and more on-line money accidents. These &#8220;accidents&#8221; occur when kids play paid online games or games that let players buy items in the game, when they download music or eBooks from shopping sites, or when they bid on items on eBay. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/11/12/preventing-on-line-money-accidents/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>See ID? Should I Sign My Credit Card?</title>
		<link>http://www.pfadvice.com/2010/09/20/see-id-should-i-sign-my-credit-card/</link>
		<comments>http://www.pfadvice.com/2010/09/20/see-id-should-i-sign-my-credit-card/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 09:38:03 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[credit card signature]]></category>
		<category><![CDATA[credit card theft]]></category>
		<category><![CDATA[id theft]]></category>
		<category><![CDATA[see id]]></category>
		<category><![CDATA[see photo]]></category>
		<category><![CDATA[sign credit card]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=6514</guid>
		<description><![CDATA[The question of whether to write &#8220;See ID&#8221; on your credit cards instead of signing them comes up a lot in financial circles. The idea is that, by writing, &#8220;See ID&#8221; on your card instead of signing it, you are encouraging retailers to check your ID to make sure your card isn&#8217;t being used fraudulently. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/09/20/see-id-should-i-sign-my-credit-card/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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