Personal Finance Advice

By Terry G. I love free money. I thought that others would also love free money, but that doesn’t always seem to be the case. There is a lot of free money out there that almost anyone can claim with a bit of effort, but most people don’t. Banks: I remember when I was growing [...]

The other day I was feeling punished for my good financial habits. My savings are earning pitiful interest, thanks to the low rates in place to prop up the economy. There are no mortgage or housing breaks for me, since I don’t carry a mortgage. My credit cards have had their limits cut and interest [...]

When I was in the 6th grade, Mrs. Nygren (my teacher, may she rest in peace) used to admonish the class that no one should ever buy anything on credit except for a house. She was adamant. If we could not pay with cash, we should not buy what we wanted to buy. Cars, boats [...]