                                                                                                            <?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Personal Finance Advice &#187; credit card debt</title>
	<atom:link href="http://www.pfadvice.com/tag/credit-card-debt/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
	<lastBuildDate>Thu, 09 Feb 2012 23:57:37 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Don&#8217;t Let Your College Student Graduate with Debt</title>
		<link>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/</link>
		<comments>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 12:41:23 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[college credit cards]]></category>
		<category><![CDATA[college debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card fees]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[university credit cards]]></category>
		<category><![CDATA[university debt]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/articles/?p=7700</guid>
		<description><![CDATA[Financial responsibility is a crucial part of the college experience, yet some personal finance skills remain foreign to students as they prepare for college. Parents have the task of preparing their children for a new financial world and they can do that by discussing the pitfalls that come with being on their own. Do you [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2011/09/09/dont-let-your-college-student-graduate-with-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Counts as Being Debt Free? &#8211; A Life Without Debt</title>
		<link>http://www.pfadvice.com/2010/04/20/what-counts-as-being-debt-free-a-life-without-debt/</link>
		<comments>http://www.pfadvice.com/2010/04/20/what-counts-as-being-debt-free-a-life-without-debt/#comments</comments>
		<pubDate>Tue, 20 Apr 2010 07:01:59 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[mortgage debt]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[what is debt free]]></category>

		<guid isPermaLink="false">http://www.pfadvice.com/?p=5966</guid>
		<description><![CDATA[In writing this column, one of the things that I see frequently in the comment trail is an argument about what counts as being debt free. Some people argue that debt free means freedom from consumer debt such as credit cards and car loans. Keeping a mortgage, whether for a personal home or a rental [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2010/04/20/what-counts-as-being-debt-free-a-life-without-debt/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Going Into Debt to Have Kids</title>
		<link>http://www.pfadvice.com/2009/10/20/going-into-debt-to-have-kids/</link>
		<comments>http://www.pfadvice.com/2009/10/20/going-into-debt-to-have-kids/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 07:01:44 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[adoption debt]]></category>
		<category><![CDATA[baby surrogate]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[debt and religion]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[debt to have kids]]></category>
		<category><![CDATA[deep debt]]></category>
		<category><![CDATA[fertility treatment]]></category>
		<category><![CDATA[financial future]]></category>
		<category><![CDATA[good debt]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5281</guid>
		<description><![CDATA[By Maggie Ellis It is widely taught in financial education that there are only two kinds of debt that can be considered &#8220;good debt&#8221;: A mortgage and student loans (as long as they aren&#8217;t beyond your ability to repay comfortably). We&#8217;re always taught that it&#8217;s okay to go into debt to buy a house or [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/10/20/going-into-debt-to-have-kids/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>Start Cutting Immediately to Save a Sinking Ship</title>
		<link>http://www.pfadvice.com/2009/06/03/start-cutting-immediately-to-save-a-sinking-ship/</link>
		<comments>http://www.pfadvice.com/2009/06/03/start-cutting-immediately-to-save-a-sinking-ship/#comments</comments>
		<pubDate>Wed, 03 Jun 2009 07:01:22 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[cut spending]]></category>
		<category><![CDATA[financial common sense]]></category>
		<category><![CDATA[financial denial]]></category>
		<category><![CDATA[job loss]]></category>
		<category><![CDATA[lifestyle change]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4646</guid>
		<description><![CDATA[An acquaintance came to me the other day and told me a sad story. She has been unemployed since December and unable to find work. Her husband also lost his job around the same time and although he has since found another, they went four months with no income and his new job pays considerably [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/03/start-cutting-immediately-to-save-a-sinking-ship/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: You Can Be Debt Free and Still Use Credit Cards</title>
		<link>http://www.pfadvice.com/2009/06/02/a-life-without-debt-you-can-be-debt-free-and-still-use-credit-cards/</link>
		<comments>http://www.pfadvice.com/2009/06/02/a-life-without-debt-you-can-be-debt-free-and-still-use-credit-cards/#comments</comments>
		<pubDate>Tue, 02 Jun 2009 07:01:29 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card use]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[pay in cash]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4648</guid>
		<description><![CDATA[Several financial experts (most notably Dave Ramsey) preach that, if you want to become and remain debt free, you must not use credit cards. Ever. Their reasoning is that, a) it is too easy to get into the debt trap when using cards and, b) that you spend more money (around 25% more) when you [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/02/a-life-without-debt-you-can-be-debt-free-and-still-use-credit-cards/feed/</wfw:commentRss>
		<slash:comments>19</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Building Wealth</title>
		<link>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/</link>
		<comments>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 07:01:11 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[build wealth]]></category>
		<category><![CDATA[CD]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[debt load]]></category>
		<category><![CDATA[EFT]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial independence]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[mutual funds]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4275</guid>
		<description><![CDATA[If you are at all interested in finance, you&#8217;ve probably heard that it is necessary to be debt free in order to build substantial wealth. While a few gifted investors manage to build wealth while having a lot of real estate debt (think Trump) or debt that finances a business venture (think the people who [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/03/24/a-life-without-debt-building-wealth/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Dave Ramsey Falters in a Crummy Economy</title>
		<link>http://www.pfadvice.com/2008/12/03/dave-ramsey-falters-in-a-crummy-economy/</link>
		<comments>http://www.pfadvice.com/2008/12/03/dave-ramsey-falters-in-a-crummy-economy/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 15:01:21 +0000</pubDate>
		<dc:creator>Guest Writer</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[baby steps]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[pay down debt]]></category>
		<category><![CDATA[snowball debt reduction]]></category>
		<category><![CDATA[Total Money Makeover]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=3474</guid>
		<description><![CDATA[By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey&#8217;s financial advice. Since the economy has tanked, it seems like I&#8217;m seeing even more people joining the Dave bandwagon, looking for a way out of the financial messes that they have gotten themselves into. His &#8220;Total Money Makeover&#8221; and the [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2008/12/03/dave-ramsey-falters-in-a-crummy-economy/feed/</wfw:commentRss>
		<slash:comments>47</slash:comments>
		</item>
	</channel>
</rss>

