Personal Finance Advice

There are a lot of things which seem to be completely unrelated to personal finance, but still have a large effect on your finances. One of the best things that you can do to help improve your finances is to realize that you need to look beyond those things that have a direct link to [...]

Many people are gifted in the areas of art, music, dance, writing, and acting. However, when it comes time to choose a profession, many choose to pursue something other than their creative gift. “You can’t make money as a writer (dancer, artist, musician, etc),” they are told. Or the pressure to get a “real” job [...]

Some non-frugal people have a perception that all frugal people are stupid, dumb, backwards, hillbilly housewives, and generally uneducated. I think this stereotype must come from the feeling that the really “smart” people are also very successful and thus don’t need to be frugal. It’s only the uneducated people who aren’t “smart enough” to get [...]

I am a bit surprised to find myself with a lot of work to do. I am surprised both because my business is young and because the week before the Fourth of July is usually quite quiet in my profession. That said, I have enough work to do in the next week that I have [...]

I hear many people complain that they aren’t creative. “I can’t paint or write,” they say. They assume that creativity is only relevant if you are creating some piece of art, music, or design. But creativity isn’t limited only to the arts. Plenty of creativity is required in everything from manufacturing to accounting to the [...]

Creativity is vital for frugal living. No, you don’t need to be a poet or a sculptor to save money, but you do need to look at life a little differently from how most people do. One of the ways creativity comes into play when saving money is in problem solving. Trying to discover the [...]