Tag Archives: consumer

Should Rising Gas Prices Make You Buy a New Car?

Unless you’ve been living under a rock, you know that gas prices are soaring sky high. As a result, many people are rushing out to trade in their older, larger, inefficient cars for newer smaller, more efficient models. But is … Continue reading

Posted in Cars, Personal Finance, Saving Money | Tagged , , , , , , , , | 11 Comments

5 Rules for Taking Advantage of a 0% Interest Rate Offer

“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you … Continue reading

Posted in Credit Cards, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , , , | 8 Comments

I stopped, I looked, I wanted – Fighting the Impulse to Blindly Consume

I’m usually very good at shopping with a list, knowing exactly what I’m going to a store to get, and coming out with only those items. But every now and then, like this weekend, I’m assaulted by the “I want … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , | 13 Comments

When Junk Mail Pays

Who doesn’t hate the clutter of junk mail that comes via snail mail? Someone’s always advertising something and it just seems to pile up in your garbage can. I’ve personally done virtually all I can to eliminate junk mail from … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , | 8 Comments

Bank Error in Your Favor: Collect $100 or Do the Right Thing?

I remember playing Monopoly when I was younger and I remember landing on the squares that were marked Chance or Community Chest. You could get a card that said “Go straight to Jail,” “Pay $50 to each player” or “Win … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , | 9 Comments

Tips for After-Christmas Shopping

Bargain hunters looking for deeply discounted Christmas items and gift recipients eager to exchange their loot for something that better fits their bodies or personalities make the day after Christmas a busy one for retailers. With 364 shopping days until … Continue reading

Posted in Frugal, Holidays, Saving Money, Shopping | Tagged , , , , , , , | 3 Comments

Sacrifice Without Deprivation

Everyone knows you have to sacrifice in order to spend less and save more. Just how much you are willing to sacrifice depends on how much you want to save or how quickly you want to pay off debt. It … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , | 6 Comments

The Hidden Costs of Luxury Items

Most of us enjoy luxurious things. They look nice. They feel good. They confer status and elevate us above our peers. We’re conditioned from an early age to want the best clothes, beauty products, electronics, jewelry, cars, or furnishings. In … Continue reading

Posted in Personal Finance, Shopping | Tagged , , , , , , | Leave a comment

The Quality Trap – Items Where Quality Is Over-Rated

If I were to ask the average person what makes a Lexus better than a Kia, an outfit from Nordstrom better than one from WalMart or a Coach purse better than a Canyon River Blues one, the most common response … Continue reading

Posted in Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 4 Comments