Personal Finance Advice

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to take on debt or work during school. In the last twenty years or so we’ve [...]

For all the time and expense involved and for all the talk about how a college degree will help you land a job and make a higher salary, there sure are a lot of important things that many college curriculum don’t teach you about how to excel in the working world. Here are a few [...]

Consider that, according to the Bureau of Labor Statistics, in the 20 years from 1985 to 2005 energy costs have risen 108%, Medical costs 251%, and college costs increased 439% — but a college degree is worth it, right? Not necessarily. While having a college degree does open doors, and increase the odds of earning [...]

I was chatting with a neighbor – Mike — over the weekend. Mike’s daughter is a senior in high school and looking at a lot of different colleges. Mike is a successful dentist but he is still worried about the economy and the costs of putting his daughter through school, even though he has already [...]

Most financially prudent people search for a good balance of price and quality when shopping for televisions and groceries and automobiles, but few consider value when shopping for higher education. Though tuition costs alone are often a factor in choosing a college, the overall value — the quality of education received for the price — [...]

I know many kids who grow up and go to college on their own dime, spending all their own hard earned cash for the next twenty years getting out of that debt. I also know of several kids who had a stockpile of cash they could use for tuition, even if they skipped a couple [...]

One of the major costs of college is the amount of time you stay there. By being able to graduate in a shorter period of time, students can not only save on tuition, but also college related expenses such as room and board. So what can college students do to ensure they spend no more [...]

While one way to cut the cost of college is take AP classes, many cost saving college pundits suggest another is going to a less expensive community college rather than starting straight off at a more expensive 4-year university. I agree with them. I also think those savings should also be claimed by high school [...]

Oh the AP tests. One 4-hour exam can determine the fate of a whole college course. The 1st two weeks each May, high schoolers across the US gather at testing sites to spill their brains onto their testing booklets in the hopes of proving they are worthy of college credit. Here are the basics. This [...]