Personal Finance Advice

Planning an effective date is both an art and a science. It is a science because successful planning requires both an understanding of your partner and an understanding of where you are in your relationship. It is an art because it must be creative and at times innovative. Moreover, a successful date must [...]

Kool-Aid. A fruity sweet, thirst quenching, ambrosia for 6 year olds. We all remember it. It’s famous and served all over the world. Kool-Aid was invented in Hastings, Nebraska, as a liquid concentrate called Fruit Smack. In 1927, to save on shipping costs, it became the powder we all know and love. It was originally [...]

There was a time when I thought a weeklong vacation to Hilton Head would be outrageously expensive — either that or I’d have to stay at a less-than-desirable hotel 15 miles from the beach to make it affordable. In my seemingly never-ending quest to find the best deal on everything, I serendipitously stumbled upon [...]

Technology has made it much simpler to compare rates and find the cheapest prices for services and products. Why pull out the phone book to call several insurance agents to find the best price when you can visit one website to instantly get the most competitive price quotes? Why settle for paltry interest rates at [...]

Dear Mr. Cheap,
You know exactly who you are so I don’t feel a need to name you. While I know that you think that you are being sly and saving yourself a lot of money, let me say that your true nature shows through loud and clear. This would not be an issue except that [...]

Several years ago, my husband paid for a pizza entirely in change. It wasn’t that he didn’t have any money left at the end of the week; on the contrary, he had just deposited his paycheck in the bank that evening. He simply wanted to use his change and save his bills. Had [...]