Personal Finance Advice

This past Christmas I gave many gifts. None of them were dramatically expensive, but my family really enjoys the gift exchange and I enjoy finding the perfect gifts for each person. The hunt is almost as much fun as the actual gift exchange. This year, though, one of my recipients stumped me. When I asked, [...]

The other day a friend asked me if I gave to any charities, or did I just save all my money in order to keep myself debt free. The questioner seemed to think that a debt free life automatically equates to a miserly life. There seemed to be a belief that one cannot be both [...]