Personal Finance Advice

One of the items that people most frequently go into debt to purchase is a car. That’s not surprising given that even the most basic brand new car begins around $12,000. And that’s for four wheels and a seat; no extras or room for many passengers. Most people don’t have that kind of money lying [...]

Do you know that feeling when you’ve had something hanging over your head for a long time — and then it’s gone? My husband and I have been enjoying that feeling. We just paid off our vehicle loan. What a relief! Now we have the happy problem of what to do with the “extra” money [...]