Personal Finance Advice

The fact that I really dislike driving would seem to make the choice here rather easy. If I had my choice, I would not drive at all (and quite frankly, it’s ironic the amount that I do drive with this attitude). I really miss the days when I lived in Japan where the public transportation [...]

I don’t consider myself a soapbox preacher, but the issue of texting and driving is one of those that gets me going. It frustrates me to no end that people think those little messages are so important that they are worth endangering lives over. Of course, the problem is that no one really believes they’re [...]

Many people often pay their bills while grumbling about how much they have to pay. It’s true that many services are very overpriced, but what most people don’t realize is that some of these services can easily be lowered. Sometimes all you have to do is make a phone call to the customer service department [...]

By Sara Lennon If there was a big list entitled “The Procrastinator’s Massive List of Stuff That Never Gets Done”, you can put a fair bet that saving money on insurance would be near the top. However, that doesn’t make it a bad idea: sparing a couple of hours to seriously consider your options could [...]

You may have seen commercials on TV advertising a “vanishing deductible” (also commonly called a disappearing deductible) and thought it was a great idea. The concept is pretty straight forward and seems easy to understand: If you are accident and moving violation free for a year, your car insurance deductible is reduced by a certain [...]

Health care costs continue to skyrocket. You’ve probably noticed your health insurance premiums jumping up every year. That’s bad news, but unfortunately the hit to your wallet doesn’t stop there. If you drive a car and have auto insurance, you can expect your auto insurance premium to jump every time your health insurance goes up. [...]

Class this week was about insurance. You could hear the groans and sighs around the auditorium. Insurance is boring and it isn’t fun. Plus, I think people don’t like to talk about it because it means thinking about your mortality (in the case of life insurance), catastrophe (home and auto insurance), illness (health, long term [...]

These days you have to be really wise, especially when it comes to your finances. Spending on your car and its insurance coverage is no exception to this. Wouldn’t it be great if you can get the cheapest auto insurance possible? To do this, you must shop around. You can ask for help from people [...]

Those large expenses that don’t occur monthly are a big reason why some people end up in debt. Even people who are well intentioned and good at avoiding debt in other circumstances are often caught by surprise by these big expenses. Insurance, taxes, and other bills that are paid yearly rather than monthly are all [...]

Many people cut corners on insurance in an effort to save money. They don’t buy policies that they should have, or they are underinsured on the policies they do have. They think that paying a smaller premium is a way to save money and do better financially. Technically, this is a way to save money. [...]

With insurance rates rising, I know more and more people who are choosing to insure themselves. Rather than paying premiums to an insurance company, they choose to instead save those premiums and other funds in order to cover any damage to their cars or property or, in some cases, to pay for health care. I [...]