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I knew that there would be hiccups from time to time in the minimum wage challenge. It would be wonderful if spending was something that could always be prepared for and anticipated, but the reality is that unexpected costs will present themselves from time to time, and a decision what to do will have to [...]
Lenders rolled out an extra-long-term car loan last week: The 97 month loan. (That’s eight years, folks.) The lenders claim that this is because the average price of a new car has risen to $31,000 and extra-long loans are the only way that some buyers can get an affordable monthly payment. I’ve seen several reactions [...]
While most people are surprised to find out that I don’t have a cell phone, they are even more surprised when they also find out that I also don’t have a car. As with the cell phone, the reason I don’t have a car has nothing to do with lack of money. I can afford [...]
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