Tag Archives: budget

The Difference Between Budget Living and Being Cheap

When many people think about becoming budget-conscious, they cringe because they associate living on a budget with being cheap. They don’t want to be known as, “That cheap SOB.”What they don’t understand is that the two terms are very different. … Continue reading

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10 Financial Resolutions Everyone Should Make

While some people think it’s better to avoid making New Year’s Resolutions, it’s important to get specific as possible if you do decide to do make them. If you’re they type where New Year’s resolutions help motivate you to achieve … Continue reading

Posted in Budgeting, Debt, Holidays, Personal Finance, Saving Money | Tagged , , , , , , , , , | 102 Comments

I Have No Money

It’s one of the worst feelings you can ever have. That moment when you see there is still a week left until you get you next paycheck and you have no money, little food and you have no idea how … Continue reading

Posted in Credit Cards, Debt, Frugal, Personal Finance, Relationships, Saving Money | Tagged , , , , , , , | 75 Comments

Preliminary Basic Budget Minimum Wage Challenge

I hate budgeting. I simply don’t like taking the time out of my day to run through the numbers when I could be doing so many more interesting things. One of the reasons that I think that I am relatively … Continue reading

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Frugality and Keeping What’s Important

When people start out on the path to better finances, many go overboard and slash their budgets to the bone. (Either that or they cut one tiny thing and claim success). They cut out every little extra expense and leave … Continue reading

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The Top Ten Things that Ruin Budgets

By Mitchell D Weiss Budgets are a necessity to keep personal finances in order, but they aren’t necessarily easy to keep.There are plenty of things that can quickly ruin a budget and ruin the best laid financial plans. Here are … Continue reading

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Don’t Make A Long-Term Commitment If You Don’t Have To

Many people have large contractual or recurring monthly expenses in their budget. Cell phones, gym memberships, club memberships, cable/satellite TV, and data plans for tablets are just a few of the ongoing expenses you may face. These can really add … Continue reading

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The Road To Wealth

This is a guest post by Ashley at Money Talks The road to wealth may not be a smooth ride, but the fact remains you are either moving towards wealth, or you are moving towards poverty. Everyone moves along this … Continue reading

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Lessons Learned from the Netflix Price Hike

Last week Netflix raised their rates, increasing the price of some plans by as much as sixty percent. Where before a plan with one DVD out at a time and unlimited streaming was $9.99 per month, the same service will … Continue reading

Posted in Budgeting, Entertainment, Frugal, Personal Finance | Tagged , , , , , | 16 Comments

29 Ways to Quickly Save Money

Sometimes you have to quickly create some breathing space in your budget. Maybe you lose a job, take a pay cut, or have an emergency that eats up your available cash. Things like getting another/better job, starting a vegetable garden, … Continue reading

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Why American Vacations Are So Extravagant

I came across the results of an interesting survey on vacations. The survey asked respondents in the U.S. and Eu ropean countries how much they wouldspend per person on vacation in 2010. The categories ranged from “Nothing and staying at … Continue reading

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When You Have to Keep Up With the Joneses

We often talk about keeping up with the Joneses. When we accuse someone of keeping up with the Joneses, we usually mean that they are buying cars, clothes, or other tangible items because their friends and neighbors have those items. … Continue reading

Posted in Budgeting, Food / Groceries, Frugal, Personal Finance, Relationships, Saving Money, Work | Tagged , , , , , | 8 Comments

Princess Weddings: How To Start Married Life In Debt

My friend is a complete idiot — which is a much worse insult than it may first appear since it’s being given by a guy who views drinking beer and watching TV as a worthy goal to strive for each … Continue reading

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A Vacation May Be More Affordable Than You Think

I was recently helping a friend with her family’s vacation planning. They desperately wanted to go to Disney World, but felt like they couldn’t afford it. “It’s just so much more expensive than other places,” she said. I asked her … Continue reading

Posted in Holidays, Personal Finance, Saving Money, Travel | Tagged , , , , , , | 7 Comments

Ways To Manage Your Household

Managing a household is a full time job and it requires a lot of skill, patience and vision to do it well. Those of you who manage your households know what I am talking about. Unless you are organized and … Continue reading

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The Power of Conscious Thought

Recently I’ve been restructuring my eating and exercising habits. I haven’t had any major health concerns or anything, but I’ve just come to the realization that I’m not getting any younger and my body just can’t take the level of … Continue reading

Posted in Frugal, Personal Finance, Saving Money, Shopping | Tagged , , , , , , , | 1 Comment

Become a Book Reviewer: Ways to Save and Make Money

This week’s suggestion is both a way to make money and save money. When you review books for magazines, websites, or newspapers, you are often given free copies of the books. Even if you aren’t paid monetarily, reviewing books can … Continue reading

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A Plan For When You’re Debt Free – A Life Without Debt

Congratulations! You paid off that last debt and you’re officially debt free. After the celebration party ends, you’re likely to be confronted with one thought: Now what? You’ve just spent months or years focused on the goal of getting out … Continue reading

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The Advantages of a Simple Plan

When people set out to make a budget or adhere to a financial plan, they sometimes make things so complicated that they have no chance of success. They set up accounts at many institutions, they open ten credit cards to … Continue reading

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A Debt Free Life: The Value of Debt Free Friends

In the process of making out my Christmas card list for the year, I was struck by how many of our close friends are also debt free. I’ve never given it much thought, but there it was. We didn’t plan … Continue reading

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