Personal Finance Advice

The retail sector and the media love to sell us “stuff” to solve our every problem. They even try to manufacture “problems” just so they can sell us stuff. (I tend to think the no-touch hand wash system falls into this category. It dispenses soap without you having to touch the dispenser so you don’t [...]

Over the years, I’ve made many purchases that I wouldn’t have made if I’d just tired the item before I bought it. Sometimes the item hasn’t lived up to my expectations (video games that turn out not to be fun or challenging, for example) or it’s had unexpected downsides (the refrigerator that was incredibly loud). [...]

Many of us tend to go about our daily business without stopping to say hi to our neighbors. Even if we do give them a polite nod in acknowledgement, we rarely get to know them. Getting to know your neighbors can be a great thing. Of course, not all of your neighbors may turn out [...]

When people need to borrow money, they usually focus on how to get the money they need and often ignore the cost of getting that money. Borrowing money will usually entail paying for the borrowed money, but that doesn’t mean that saving money while borrowing isn’t possible. When you do need to borrow money, keep [...]

My home improvement project list never seems to get any shorter. Unfortunately, my budget doesn’t get any bigger. I’ve had to be pretty creative and really look for ways to save money while personalizing and renovating my house. Fortunately there are a lot of resources available to renovators with grand plans but tiny budgets. Buy [...]