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	<title>Personal Finance Advice &#187; behavioral economics</title>
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		<title>You Have Too Much Cash and It&#8217;s Costing You Money</title>
		<link>http://www.pfadvice.com/2009/11/29/you-have-too-much-cash-and-its-costing-you-money/</link>
		<comments>http://www.pfadvice.com/2009/11/29/you-have-too-much-cash-and-its-costing-you-money/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 07:01:53 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[behavioral economics]]></category>
		<category><![CDATA[cellphone apps]]></category>
		<category><![CDATA[Dan Ariely]]></category>
		<category><![CDATA[Duke University]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[iPhone apps]]></category>
		<category><![CDATA[order to pay off debt]]></category>
		<category><![CDATA[rational money decisions]]></category>
		<category><![CDATA[saving cash]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5510</guid>
		<description><![CDATA[Dan Ariely, a professor of Behavioral Economics at Duke University, says that studies show that when people pay off loans, they pay off the small loans first rather than the loans with the highest interest rate. Studies also show that even when people have debt, they keep a lot of cash. Both of these in [...]]]></description>
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		<title>American Culture Is Why People Don&#8217;t Save Money</title>
		<link>http://www.pfadvice.com/2009/11/25/american-culture-is-why-people-dont-save-money/</link>
		<comments>http://www.pfadvice.com/2009/11/25/american-culture-is-why-people-dont-save-money/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 07:23:36 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Financial Videos]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[behavioral economics]]></category>
		<category><![CDATA[creatures of habit]]></category>
		<category><![CDATA[culture]]></category>
		<category><![CDATA[Duke University]]></category>
		<category><![CDATA[parental freedom]]></category>
		<category><![CDATA[social norms]]></category>
		<category><![CDATA[spending money]]></category>
		<category><![CDATA[teaching kids Dan Ariely]]></category>
		<category><![CDATA[US culture]]></category>
		<category><![CDATA[US social norms]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5457</guid>
		<description><![CDATA[Here is an interesting question to ponder. Is the reason that Americans are such lousy savers due to the freedom that parents give to their kids as opposed to how children are raised in other countries? We aren&#8217;t told who we should marry, we aren&#8217;t told what job we should do, but we are also [...]]]></description>
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