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You know you need to pay attention to your finances and create some kind of spending plan. So why haven’t you started? Are you just waiting for the right software, book, or moment? Maybe you feel overwhelmed. The reasons for not starting and maintaining your spending plan are endless, but your window of opportunity closes [...]
I know several people who, rather than trying to deal with their finances, have simply thrown up their hands and declared that it’s impossible, so why bother. They say things like, “I owe so much I’ll never get out of debt so why pay anything?” or, “I don’t know where to start; it’s too overwhelming [...]
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