Personal Finance Advice

Please consider the idea of haggling: a buyer negotiating with a seller to get a lower price. It sounds like a great way to save money. Why am I not doing it? I believe that like other consumers, haggling just isn’t on my radar: I pay what I see on the price tag without question. [...]

Earlier today I had to buy a backpack. I had to buy a backpack because my high school aged son managed to break his current backpack. Now, I am not really sure how one breaks a backpack. Indeed, until today, I did not believe that one could actually break a backpack. It was neither torn [...]

The first time I went to the 99-cent store was about four years ago. I went primarily out of curiosity, and I was pretty creeped out. I was mostly interested in looking at the food, and it seemed like everything they sold was one letter off from the brand name item: Rice Krispis, Milk-e-way, you [...]

One side effect of a down economy is that many retailers end up going bankrupt or closing unprofitable locations. They are then forced to liquidate their assets and have sales in order to clean out the stores. Very often, even the fixtures end up for sale. With more and more retailers going out of business, [...]

“No interest and no payments for an entire year!” This statement can stop people in their tracks when shopping and often times is the deciding factor on a particular purchase. But this statement can be a dangerous one if you aren’t careful. No interest = no worries, right? Not exactly. I personally have taken advantage [...]