Personal Finance Advice

Dieting is probably not the first word that comes to mind when you think of debt reduction. However, when it comes to trying to reduce your debt, many of the steps you have to take are very similar to the steps you’d take when trying to reduce weight. Probably the most essential part to both [...]

When it comes to putting in the time and effort to get personal finances in order, I have heard a lot of supposedly good reasons why people haven’t started. There is no doubt that there are a lot of sacrifices that need to be made and it’s not an easy process for many. That being [...]

This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids’ college education. Baby step four was on deck first, which is to save 15% of your household income in tax-advantaged plans. Dave points out that, at the time this class was filmed, 53% of [...]

There are a lot of ways that you can save significant amounts of money by prudently marshalling your resources and spending wisely. Many of our topics suggest ways that savvy consumers can save tremendous amounts of money over time, whether by going without certain products or services, or by cutting back on certain purchases. Although [...]

By Maggie Ellis, guest writer I know many people who are followers of Dave Ramsey’s financial advice. Since the economy has tanked, it seems like I’m seeing even more people joining the Dave bandwagon, looking for a way out of the financial messes that they have gotten themselves into. His “Total Money Makeover” and the [...]