Personal Finance Advice

One of the things I’ve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I don’t automatically pooh-pooh it as something I can’t do. I’m always willing to try something new — or at least investigate [...]

The dictionary defines obligation as, “To bind or compel someone.” It just sounds unpleasant, doesn’t it? Who wants to be bound and compelled to do things? Isn’t it much nicer to be free to choose your own path? I’ve always thought so. I try to shun obligations whenever possible, beyond the obligations I have to [...]

People frequently ask me why I’m so committed to living without debt. Am I debt phobic? Afraid of bankruptcy? Am I afraid that I’ll get in over my head? Am I just out of touch with “the way people do things these days?” I always answer no to all of these questions. The reason I [...]