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	<title>Personal Finance Advice &#187; available credit</title>
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		<title>A Life Without Debt: Not Immune From The Credit Crisis</title>
		<link>http://www.pfadvice.com/2009/11/03/a-life-without-debt-not-immune-from-the-credit-crisis/</link>
		<comments>http://www.pfadvice.com/2009/11/03/a-life-without-debt-not-immune-from-the-credit-crisis/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 07:01:53 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[available credit]]></category>
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		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card reward]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[economic crisis]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[no debt]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=5360</guid>
		<description><![CDATA[I knew it was bound to happen, but I&#8217;d been hoping that somehow I&#8217;d avoid it. Despite having excellent credit and no debt, we got a letter from one of our credit card companies dropping our limit from $10,000 to $300. This was done because of &#8220;inactivity&#8221; on our account, which really translates into the [...]]]></description>
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		<title>The Death of FICO?</title>
		<link>http://www.pfadvice.com/2009/04/16/the-death-of-fico/</link>
		<comments>http://www.pfadvice.com/2009/04/16/the-death-of-fico/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 07:01:25 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Utilities]]></category>
		<category><![CDATA[available credit]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit worthiness]]></category>
		<category><![CDATA[death of FICO]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[low credit score]]></category>

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		<description><![CDATA[Last week, Sadie wrote about how debt free living means not being a slave to a FICO score. In the article, she pointed out that FICO has become such an integral part of our lives that even the debt free can&#8217;t ignore the score completely, which is annoying, at best. But I&#8217;ve been giving it [...]]]></description>
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