Personal Finance Advice

Did you know that many people don’t actually know how to obtain a credit report? More importantly, some of them don’t even know why they should check their credit report each year. Credit reports help prove your credit worthiness to potential lenders or creditors. It’s also important to check your credit report each year to [...]

It takes my neighbor hours to pay all her bills while being debt free keeps me from that onerous chore, saving me valuable time. The same neighbor taught me about another time saving aspect of being debt free. This neighbor requested her free credit report from AnnualCreditReport. I had mentioned it to her some time [...]