Tag Archives: 401k

10 Common Excuses People Give for Not Saving Money

Posted on April 25, 2013 by Danielle Warchol

There are many people in this economy who have legitimate reasons for not saving money. But there are also a lot of other people who claim that they’re incapable of saving money when saving money would only require them to … Continue reading →

Posted in Budgeting, Personal Finance, Saving Money | Tagged 401k, emergency fund, financial excuses, money excuses, save money, spending excuses, too old, too young | 10 Comments

Do Automatic Retirement Contributions Help or Hurt?

Posted on August 16, 2010 by Jennifer Derrick

You may have heard about the movement to automatically opt employees into their 401K’s. Right now, the default option is for you not to contribute. When you’re hired they ask you if you’d like to contribute and how much. If … Continue reading →

Posted in Investing, Personal Finance, Saving Money, Work | Tagged 401k, 401k contributions, finances, Medicare, retirement account, retirement plan, retirement savings, social security, Work | 9 Comments

Dave Ramsey Financial Peace University Review: Week 10

Posted on April 22, 2010 by Maggie Ellis

This week we moved on to Baby Steps Four and Five, which are saving for retirement and saving for your kids’ college education. Baby step four was on deck first, which is to save 15% of your household income in … Continue reading →

Posted in Education, Investing, Personal Finance, Saving Money | Tagged 401k, baby steps, college fund, Dave Ramsey, Dave Ramsey review, Debt, Debt Reduction, Financial Peace University review, IRA, Retirement, retirement saving, Roth IRA, saving, SEPP | 2 Comments

A Life Without Debt: Building Wealth

Posted on March 24, 2009 by Sadie Morris

If you are at all interested in finance, you’ve probably heard that it is necessary to be debt free in order to build substantial wealth. While a few gifted investors manage to build wealth while having a lot of real … Continue reading →

Posted in Budgeting, Debt, Investing, Personal Finance, Retirement, Saving Money | Tagged 401k, build wealth, CD, credit card debt, debt free, debt load, EFT, emergency fund, financial independence, IRA, mutual funds | 11 Comments

Why 401(k) Retirement Plans Really Don’t Work, and How to Fix Them

Posted on January 22, 2009 by Joe Morgan

With the death of defined pension plans, 401(k) retirement plans have become a staple for many employees, but the recent financial turmoil has put these once infallible savings vehicles under the microscope. There have been numerous news articles detailing the … Continue reading →

Posted in Investing, Personal Finance, Retirement, Work | Tagged 401k, guaranteed retirement account, pension, retirement plan, social security | 8 Comments

Financial Regrets From This Past Year and What I’ll Do Differently In ’09

Posted on December 31, 2008 by Jennifer Derrick

Although we are financially secure and tend to make wise decisions regarding our finances, we still screw up sometimes and do things that we later regret. We’re human. However, while we may have regrets I choose to look at them … Continue reading →

Posted in Investing, Personal Finance, Relationships, Saving Money, Shopping, Taxes | Tagged 401k, Amazon Gold Box, anniversary gift, business records, CD ladder, financial regrets, follow your dreams, hot water heater switch, paying extra on mortgage, stock market | 9 Comments

The Four Keys to a Successful Financial Future

Posted on September 11, 2008 by Jennifer Derrick

There are many things you can do to improve your finances. We talk a lot about the various ways to cut your spending and increase your savings, both big and small. All the options can be difficult to sort out. … Continue reading →

Posted in Debt, Insurance, Investing, Personal Finance, Retirement, Saving Money | Tagged 401k, consumer debt, emergency fund, Insurance, Personal Finance, Retirement, retirement fund | 6 Comments