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	<title>Personal Finance Advice</title>
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	<link>http://www.pfadvice.com</link>
	<description>Bridging the gap between saving money and investing</description>
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		<title>20 Great Places to Find Coins</title>
		<link>http://www.pfadvice.com/2009/07/03/20-great-places-to-find-coins/</link>
		<comments>http://www.pfadvice.com/2009/07/03/20-great-places-to-find-coins/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 07:01:20 +0000</pubDate>
		<dc:creator>Jeffrey Strain</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[car wash]]></category>
		<category><![CDATA[coins]]></category>
		<category><![CDATA[dropped coins]]></category>
		<category><![CDATA[find a penny]]></category>
		<category><![CDATA[found money]]></category>
		<category><![CDATA[vending machines]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4690</guid>
		<description><![CDATA[I like to walk and when I walk, I am always on the lookout for coins. I don&#8217;t really consciously do this &#8212; it has become a habit over the years. What I do know is that most years I add over $100 to my savings (you would need to keep over $10,000 in your [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/07/03/20-great-places-to-find-coins/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>Finding Treasure</title>
		<link>http://www.pfadvice.com/2009/07/02/finding-treasure/</link>
		<comments>http://www.pfadvice.com/2009/07/02/finding-treasure/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 07:24:55 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Making Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[antiquing]]></category>
		<category><![CDATA[Crater of Diamonds]]></category>
		<category><![CDATA[diamond mining]]></category>
		<category><![CDATA[gold prospecting]]></category>
		<category><![CDATA[metal detecting]]></category>
		<category><![CDATA[treasure hunting]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4801</guid>
		<description><![CDATA[Every so often, hard work and dedication really do pay off in fabulous ways!  Recently, Mary Hannaby, a 57 year old English housewife, hit the jackpot while metal detecting in a field that she had searched many times over the years.  An avid treasure hunter for the past 7 years, Mrs. Hannaby found [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/07/02/finding-treasure/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>20 Inexpensive Ways to Spruce Up Your Home</title>
		<link>http://www.pfadvice.com/2009/07/01/20-inexpensive-ways-to-spruce-up-your-home/</link>
		<comments>http://www.pfadvice.com/2009/07/01/20-inexpensive-ways-to-spruce-up-your-home/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 07:01:48 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4779</guid>
		<description><![CDATA[I was talking to a neighbor the other day and she expressed how frustrated she is with her current house and how much she&#8217;d like to move. As we talked, it became clear to me that it&#8217;s not the actual house, neighborhood, or lot she hates, it&#8217;s that the house is older and needs some [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/07/01/20-inexpensive-ways-to-spruce-up-your-home/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
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		<title>A Life Without Debt: Simple Credit Reports</title>
		<link>http://www.pfadvice.com/2009/06/30/a-life-without-debt-simple-credit-reports/</link>
		<comments>http://www.pfadvice.com/2009/06/30/a-life-without-debt-simple-credit-reports/#comments</comments>
		<pubDate>Tue, 30 Jun 2009 07:01:11 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[annual credit report]]></category>
		<category><![CDATA[annualcreditreport.com]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4783</guid>
		<description><![CDATA[It takes my neighbor hours to pay all her bills while being debt free keeps me from that onerous chore, saving me valuable time. The same neighbor taught me about another time saving aspect of being debt free. This neighbor requested her free credit report from AnnualCreditReport. I had mentioned it to her some time [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/30/a-life-without-debt-simple-credit-reports/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>What Advertisers Fear Most</title>
		<link>http://www.pfadvice.com/2009/06/28/what-advertisers-fear-most/</link>
		<comments>http://www.pfadvice.com/2009/06/28/what-advertisers-fear-most/#comments</comments>
		<pubDate>Sun, 28 Jun 2009 15:25:46 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[advertising culture]]></category>
		<category><![CDATA[consumerism]]></category>
		<category><![CDATA[simple life]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4781</guid>
		<description><![CDATA[Last week I wrote about trying to find contentment by getting back to a simpler life, one freer from forms of mass entertainment and consumerism. There&#8217;s an additional benefit to this than just living a simpler, less hectic life. You are likely to find freedom from the pervasive advertising in our culture. The less advertising [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/28/what-advertisers-fear-most/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
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		<title>Swap Meets</title>
		<link>http://www.pfadvice.com/2009/06/27/swap-meets/</link>
		<comments>http://www.pfadvice.com/2009/06/27/swap-meets/#comments</comments>
		<pubDate>Sat, 27 Jun 2009 07:01:58 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[frugalista]]></category>
		<category><![CDATA[swap meet]]></category>
		<category><![CDATA[swapping]]></category>
		<category><![CDATA[thrifty]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4729</guid>
		<description><![CDATA[When was the last time you were invited to a swap meet?  How many of us actually remember them?  For those of you who are new to the ways of the frugalista, a swap meet is &#8220;An informal gathering for the barter or sale of used articles or handicrafts.&#8221; The last swap meet [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/27/swap-meets/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>8 Ways A Recession Can Benefit You In The Long Run</title>
		<link>http://www.pfadvice.com/2009/06/26/8-ways-a-recession-can-benefit-you-in-the-long-run/</link>
		<comments>http://www.pfadvice.com/2009/06/26/8-ways-a-recession-can-benefit-you-in-the-long-run/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 07:01:25 +0000</pubDate>
		<dc:creator>Amy L. Fontinelle</dc:creator>
				<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[benefits of a recession]]></category>
		<category><![CDATA[improve habits]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[spend less]]></category>
		<category><![CDATA[tax reduction]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4776</guid>
		<description><![CDATA[In the midst of a recession, it&#8217;s easy to feel like things will never get better. The news is filled with reports of layoffs and stock market declines, the atmosphere at work is somber, and talk about the economy even makes its way into the TV shows you watch to get away from it all. [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/26/8-ways-a-recession-can-benefit-you-in-the-long-run/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Talk Is Cheap</title>
		<link>http://www.pfadvice.com/2009/06/25/talk-is-cheap/</link>
		<comments>http://www.pfadvice.com/2009/06/25/talk-is-cheap/#comments</comments>
		<pubDate>Thu, 25 Jun 2009 07:01:06 +0000</pubDate>
		<dc:creator>David G. Mitchell</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[conversations]]></category>
		<category><![CDATA[explore forums]]></category>
		<category><![CDATA[local library]]></category>
		<category><![CDATA[talk is ceap]]></category>
		<category><![CDATA[vist an old friend]]></category>
		<category><![CDATA[volunteer]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4757</guid>
		<description><![CDATA[It&#8217;s been said in a derogatory way that &#8220;talk is cheap.&#8221;  I suppose it is, but it is also cheap in a wonderful way.  There are few things that we can do in just about every environment and every situation to relieve boredom, share companionship and stimulate the mind, but if have a [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/25/talk-is-cheap/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Bad Service + Lack of Spending = Continued Economic Problems</title>
		<link>http://www.pfadvice.com/2009/06/24/bad-service-lack-of-spending-continued-economic-problems/</link>
		<comments>http://www.pfadvice.com/2009/06/24/bad-service-lack-of-spending-continued-economic-problems/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 07:01:25 +0000</pubDate>
		<dc:creator>Jennifer Derrick</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[bad economy]]></category>
		<category><![CDATA[customer service]]></category>
		<category><![CDATA[poor customer service]]></category>
		<category><![CDATA[spending money]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4748</guid>
		<description><![CDATA[I&#8217;ve noticed a side effect of the bad economy that may end up prolonging our economic woes. It&#8217;s called poor customer service. The other day I had to return something to a big box electronics store. The line in the returns department looked like the day after Christmas and only one clerk was working. When [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/24/bad-service-lack-of-spending-continued-economic-problems/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>A Life Without Debt: Why Meeting Your Obligations Isn&#8217;t Enough</title>
		<link>http://www.pfadvice.com/2009/06/23/a-life-without-debt-why-meeting-your-obligations-isnt-enough/</link>
		<comments>http://www.pfadvice.com/2009/06/23/a-life-without-debt-why-meeting-your-obligations-isnt-enough/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 07:01:04 +0000</pubDate>
		<dc:creator>Sadie Morris</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[life without debt]]></category>

		<guid isPermaLink="false">http://www.savingadvice.com/blog/?p=4752</guid>
		<description><![CDATA[One of my friends became debt free about year ago. We were at lunch talking about how good it feels to be debt free, especially in the middle of a recession, when she uttered this gem: &#8220;It&#8217;s so great. I can pay all my bills and still have lots left over for fun stuff.&#8221;
I asked [...]]]></description>
		<wfw:commentRss>http://www.pfadvice.com/2009/06/23/a-life-without-debt-why-meeting-your-obligations-isnt-enough/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
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